How to write a personal loan contract

How to write a five-person loan contract (General)

The loan contract must meet the requirements of the national credit plan. Credit plan is the premise and condition for signing a loan contract. So how is the loan contract written? The following is the writing of my personal loan contract, hoping to provide you with reference and reference.

Personal loan contract (Part I) Lender: (hereinafter referred to as Party A) ID number Borrower: _ _ _ _ _ _ (hereinafter referred to as Party B) Id number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Loan amount

The loan amount is RMB in words: RMB in figures.

Second, loan interest.

The monthly interest of the loan is, and the interest is settled monthly. Interest and average funds (average capital, monthly repayment, i.e. principal/loan months) shall be deposited into the account designated by Party A before the day of each month. If the benchmark interest rate of the bank is raised during the loan period, the increase rate of the loan interest rate shall be determined by both parties through consultation.

Third, the loan term.

The loan period is three months. That is, from the day of the month to the day of the month.

Fourth, the repayment method

Repay the principal and interest in equal amount every month, that is, monthly principal/loan months+monthly interest (principal __ 1.5%).

Deposit into the account designated by Party A, that is, the total monthly repayment amount is RMB (in words: RMB).

Verb (abbreviation for verb) rights and obligations

1. Party A promises to provide loan funds in full and on time.

2. Party B promises to pay the loan principal and interest in a timely manner in accordance with the aforementioned agreed way.

Intransitive verb guarantee clause

1. Party B takes all its assets as the guarantee for repaying the principal and interest of this loan.

2. Party B agrees to accept Party A's full supervision of the loan, and Party A can learn about Party B's project implementation, operation and management, financial activities, etc. As needed.

Seven. responsibility for breach of contract

Party B shall repay all the money in time on the loan maturity date. If it is overdue, it shall pay 0.5% interest in addition to the loan interest at the agreed interest rate. If Party B repays the principal for more than two weeks, it shall pay interest at double interest rate; If Party B repays the loan for more than one month, Party A has the right to exercise the aforesaid security right and take corresponding legal measures.

Eight. Conditions of Entry into Force

This contract shall come into effect after being signed by both parties, and become an iou after it comes into effect.

Nine. Termination of the contract:

After receiving the money returned by Party B, Party A will automatically terminate this contract after checking the principal and interest.

X. Contents of supplementary clauses

This contract is made in duplicate, one for each party, with the same legal effect.

Party A: Party B:

Year after year, month after month, year after year.

Signing address: Signing address:

Personal loan contract (Part II) Borrower: _ _ _ _ _ _ _ ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Lender: _ _ _ _ _ _ _ IDNo.: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Because _ _ _ _ _ _ _ _ yuan is exactly the same.

1. Term of the loan: (in words) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

2. Loan interest: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

3. Liability for breach of contract: If _ _ _ _ _ fails to repay the loan on time, it shall bear the liability for breach of contract, and both parties agree that the liquidated damages shall be RMB (in figures): RMB only; (in words): RMB Yuan only.

4. Borrower's identity certificate: A copy of the ID card provided by the borrower (with signature and fingerprint) is pasted on the receipt.

In case of special circumstances during the performance of the contract, both parties shall settle them through friendly negotiation; If negotiation fails, a lawsuit may be brought to the people's court. The two sides voluntarily reached the above agreement, and their words are not sincere. This is a special loan to prove it.

Borrower (signature and handprint): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Witness (signature and handprint): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Date of issue of IOU: MM DD YY.

Personal loan contract (Part III) Lender: ID number:

Borrower: ID number:

According to People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Guarantee Law, General Principles of People's Republic of China (PRC) Civil Law and other laws and regulations. , and in line with the principles of equality, voluntariness, honesty and trustworthiness, and consensus, in order to clarify responsibilities, abide by credit, and ensure compliance with * * *.

Article 1 Purpose of loan:

The loan under this contract must be used legally.

Article 2 Loan amount

The borrower borrows RMB10,000 from the lender. The bank account provided by Party A and the bank/account number of the account were delivered before.

Article 3 Loan interest rate

Within the loan period agreed in the contract, the monthly interest rate is%, that is, the monthly interest rate per 10,000 yuan. Interest is settled once a month.

Article 4 Term of loan and repayment method

The borrower guarantees to repay the loan at the interest specified in this contract from year month to year month. If the borrower fails to repay the loan on time, the overdue part shall be calculated at the monthly interest rate of 6%.

Article 5 Loan guarantee

The borrower uses mortgage, and the scope of mortgage-guaranteed bonds includes the principal creditor's right and its interest, liquidated damages, damages, expenses for keeping the secured property and realizing the security interest. If the borrower fails to repay the loan at maturity, the lender has the right to be paid in priority for the collateral.

Article 6 Warranty clause

1. The borrower shall not use the loan for illegal activities.

2. The borrower must repay the principal and interest within the time limit stipulated in the contract.

Article 7 Liability for breach of contract

1. If the borrower fails to repay the loan within the time limit, the lender has the right to recover the loan and charge interest at the rate of 6% per month.

Article 8 Methods of settlement of contract disputes

Any dispute arising from the execution of this contract shall be settled by both parties through consultation. If negotiation fails, it shall be submitted to the people's court where the lender is located for a ruling.

Article 9 Others

Either party to this contract shall not change or terminate the contract without authorization. When one party requests to modify or terminate this loan contract in accordance with the provisions of the Contract Law, it shall promptly notify both parties in writing and reach a written agreement. After the modification or dissolution of the Contract, the Borrower shall still pay the occupied loan and the interest payable according to the provisions of the Contract.

If there are any matters not covered in this contract, both parties must negotiate and sign a supplementary agreement, which has the same effect as this contract.

The original of this contract is in duplicate, one for the lender and one for the borrower.

Lender: (signature by hand) Borrower: (signature by hand)

Date: Year Month Day Date: Year Month Day

Personal Loan Contract (Part IV) Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party A)

Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party B)

Got the consent of _ _ _ _ _ _ _ _ _ _ _

Borrower: _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party A)

Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as Party B)

With the consent of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

1. Party A borrows RMB _ _ _ _ _ from Party B as working capital for the development of _ _ _ _. Attached is a payment plan.

Two. The loan term is _ _ _ _ years, that is, from _ _ _ _ _ _.

Three, the loan interest rate is set at _ _ _ _ ‰ per month, and it will be settled once every quarter.

Four. Party A shall use _ _ _ _ _ _ and other funds as the repayment source, and pay off the principal and interest of the loan before the loan expires, and attach a repayment plan.

Verb (abbreviation of verb) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

When the intransitive verb affects the use of Party A's funds for its own reasons, Party B shall pay liquidated damages to Party A according to Article 1 1 of the Loan Measures.

Seven, other matters, in accordance with the relevant provisions of the "loan measures".

Eight. This contract shall come into effect after being signed and sealed by Party A and Party B and the guarantee unit, and shall become invalid after the loan is fully paid off.

Both parties hold 65,438+0 copies of the original signature of this contract, and each subordinate newspaper holds 65,438+0 copies.

Party A: (official seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Legal Representative: (signature and seal) _ _ _ _ _ _ _ _ _ _ _ _

Bank and account number: _ _ _ _ _ _ _ _ _ _ _ _

Party B: China People's Construction Bank _ _ _ _ (official seal)

Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Legal Representative: (signature and seal) _ _ _ _ _ _ _ _ _ _ _ _

Guarantor: (official seal) _ _ _ _ _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Legal Representative: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Bank and account number: _ _ _ _ _ _ _ _ _ _ _ _

Date of signing this contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ \

Signing place: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Personal loan contract (Chapter 5) Contract number: the number of.

Borrower (Party A):

Domicile:

Legal Representative: Tel:

Lender (Party B): Dongguan Dihe Industrial Investment Co., Ltd.

Address: B-1/shop, Building 5, Kaimingxuan Commercial and Living Building, No.6 Zanhua Road, Chengnan District, Dongguan

Legal Representative: Chi Cheng Ho Tel: _ _

Party A applies for a short-term loan from Party B to repay the due bank loan. On the basis of equality, voluntariness, honesty and trustworthiness, Party A and Party B enter into this contract through consultation and abide by it jointly:

1. Loan amount: According to the loan amount actually applied by Party A, Party B provides Party A with a loan.

RMB ten thousand Yuan only (￥).

The above loan shall be remitted to the following account designated by Party A:

Account name:

Bank of deposit:

Account number:

Two. Loan Term: The loan term is * * days to * * days.

Three. Loan purpose: The above loan purpose is limited to Party A's repayment of the loan due at (bank).

Four. Loan interest rate: during the loan period, the loan interest shall be calculated as% of the loan amount, and Party A shall pay the loan interest of RMB (in words) only (RMB) to Party B in a lump sum by cash/transfer before the loan date. If Party A fails to pay the interest according to the above requirements within the specified time, Party B has the right to terminate this contract unilaterally and will not bear any losses caused to Party A as a result.

Verb (abbreviation of verb) loan repayment: During the loan period, Party A shall repay all the loans of Party B on the day when it receives the renewal loan from the above-mentioned bank, and transfer them to the account designated by Party B, with account name:, bank: and account number:.

In order to ensure that Party A can pay off the loan on time, Party A unconditionally agrees to issue a bank check or transfer voucher to Party B before the loan date (inclusive) to pay off the loan in full. If Party A receives the loan renewal funds from the above-mentioned bank, which is not enough to pay off the loan amount of Party B, Party A must solve it by itself before the loan expires.

Requirements for confidentiality of intransitive verbs: Both parties to the contract are obliged to keep confidential any business information of the other party that they come into contact with or know during the performance of this contract, unless there is obvious evidence that the information is necessary to ensure the timely and effective performance of the contract by the other party. These confidentiality obligations shall remain valid after the termination of this contract. If either party violates these obligations and causes losses to the other party, it shall compensate the other party for the corresponding losses.

Seven. Liability of the breaching party for breach of contract:

1. If Party A fails to pay off Party B's loan principal at the expiration of the loan term, Party A shall pay Party B a penalty of 3‰ of the loan amount every day, and the penalty shall be paid to Party B together on the loan repayment date.

2. If Party A fails to use the loan as agreed in the loan contract, Party B has the right to demand Party A to repay the principal, and Party A shall also pay Party B a penalty of 5% of the loan amount.

Eight. Dispute settlement: Any dispute arising during the performance of this contract shall be settled by both parties through consultation; If negotiation fails, both parties agree to bring a lawsuit to the people's court where Party B is located.

Nine. Other matters:

1. Once this contract is signed and sealed by both parties, both parties shall strictly perform this contract, and neither party may change or terminate this contract without authorization, except that it can be changed or terminated according to national laws. If the parties change or dissolve this contract according to national laws, they shall notify the other party in writing and reach a written agreement.

2. If there are any matters not covered in this contract, both parties shall sign a supplementary agreement through consultation.

The negotiation and supplementary agreement has the same legal effect as this contract.

3. This contract is made in duplicate, one for each party, with the same legal effect. This contract shall come into effect as of the date of signature or seal by both parties.

X. other explanations:.

Party A (signature): Party B (signature):

Legal representative:

Year after year, month after month, year after year.

I/the unit agrees to provide joint liability guarantee for the above loan for a period of two years.

Guarantor:

Contract signing place: