What kind of loan is CCB installment pass?

1. What is the installment loan of CCB?

As one of the four largest banks in China, CCB has a huge customer base. A number of CCB banks have received SMS reminders to open installment services. Some friends don't know much about CCB's installment service, so what kind of loan is CCB's installment service?

CCB installment pass is a credit installment product launched by CCB for CCB's high-quality users, mainly including CCB mortgage customers, CCB payroll customers and CCB wealth management deposit customers.

This product is essentially a consumer loan product of China Construction Bank, which can meet various consumer demands. The maximum amount provided by China Construction Bank by installment is 300,000, and the supported installment numbers are 6, 12, 18, 24, 36, 6, 48 and 60. The handling fee rates corresponding to different installment cycles are different. This product is aimed at users with good credit record, stable professional income and normal consumption behavior.

If you want to apply for the installment service of China Construction Bank, you can log in to the mobile banking app of China Construction Bank and find the installment service on the loan page. If you can get a credit line after clicking enter, you can apply for a loan within the limit.

In addition, the applicant can also directly go to CCB's business outlets to check whether it meets the application conditions of CCB's installment plan. Generally speaking, if users with good credit card usage are in urgent need of money, they can ask CCB to help them check whether there is an installment plan. If there is a quota, they can fill in the "Application Form for Installment Payment of CCB" at the bank, and fill in their personal information and the amount and number of installments to be applied for. Then submit my valid identity certificate and application form to the bank staff, and then the bank will review it. After the approval, the bank will conduct telephone verification to verify that the loan belongs to my application, and the bank will arrange the loan soon.

Finally, I would like to remind you that all bank loans were collected at the meeting. When applying for loan business, you should pay attention to borrowing according to your own economic ability, and don't borrow blindly to avoid overdue behavior due to inability to repay.

2. What kind of loan is CCB installment pass?

The installment plan of CCB is actually a credit card installment product recently launched by CCB, and the installment loan of CCB is favored by people because of its convenient application and exclusive amount.

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List of information related to installment loan of China Construction Bank

I. Number of installments The longest installment loan of CCB can be repaid in 36 installments, and there are many installments.

Second, the installment amount If you apply for the installment loan of CCB to become an installment amount of 6.5438+0.5 million yuan, and this amount will not occupy the credit limit of the credit card itself, your daily use of the card will not be affected.

III. Installment Fee Rate The installment fee rate of CCB's installment loan is the same as that of CCB Longka Credit Card. There is no change in the collection of handling fees. But it has a 20% discount.

Four. Customer's installment loan of CCB is mainly aimed at CCB's mortgage customers, CCB's payroll customers and CCB's wealth management deposit customers. So the most you borrow is the term loan to buy wealth management products at CCB. The above is the summary information about the installment loan of CCB. In fact, CCB's installment card is an installment payment product.

Installment consumption loan is the type of handling fee loan of China Construction Bank. When the fixed credit card limit cannot meet the needs of users, users can apply for installment. The loan period of this business is very long.

The installment connection of CCB can only be opened by qualified users. The maximum installment amount of CCB is 6.5438+0.5 million, and special debit cards can be distributed, which can be used in CCB merchants' special credit card machines, but cash withdrawal and online consumption are not allowed. The installment quota of CCB is a credit card installment product recently launched by CCB, which can be used in one of the diversified consumer credit scenarios that the fixed credit card quota cannot meet and the current installment products in the market cannot cover.

3. What is the installment plan of CCB?

It's true.

1. This is an installment payment business of CCB; If you are a quality customer of CCB (mortgage, payroll, etc.). ), you can apply at the local CCB. After approval, a special quota will be approved; Credit card transactions are conducted at designated merchants through special debit cards issued.

2. The applicable merchants of CCB's installment plan are mainly consumer merchants such as department stores, building materials and homes, high-star hotels and high-end restaurants. , suitable for large durable consumer goods, weddings, child care, home installation (rent, property, heating costs, etc. ), tax payment (vehicle purchase tax, etc. ), health and other consumption; Cannot withdraw cash or transfer money; Repay the credit card on schedule after use.

3. Longka is a credit card issued by China Construction Bank that can be used at home and abroad; Longka dual-currency credit card is a series of Longka products issued by China Construction Bank. It is a credit payment tool issued by the issuing bank to the public, and the cardholder can use the money first and then repay it within the credit limit approved by the issuing bank. It can also be used at home and abroad and settled in RMB and designated foreign exchange respectively.

4. What is this issue of China Construction Bank? Is it a credit card? Can I raise the limit in the future? ...

Staging quota, similar to credit card and consumption staging, allocates the maximum quota according to the body, just like ant flower buds. Borrowing is not difficult, I hope I can help you.