Peony credit card SMS notification 40 thousand is useless. Why is the balance insufficient?

If the credit card is frozen and the credit card limit cannot be used, then when you swipe your card with the credit card, the credit card cannot be paid with the limit, which will show that the balance is insufficient.

It is also possible that the credit card limit exceeds the available limit. When using a credit card to swipe your card, if the credit card limit is insufficient to pay the consumption amount, you will be prompted that the balance is insufficient. It may also be that the credit card is restricted. If the credit card has a single limit, when the credit card limit exceeds the single limit, it will also prompt that the balance is insufficient. And if the credit card has a one-day limit, when the credit card consumption exceeds the one-day limit, there will also be insufficient balance.