Why do you often receive text messages from other people's bank accounts?

1. The mobile phone receives the SMS reminder message of the bank card, indicating that the bank card is bound with the mobile phone number. The SMS reminder fee of the bank card is directly deducted from the bank card, and the money in the mobile phone will not be deducted. 2. Description: 1. In this case, the cardholder needs to go to the bank to modify the mobile phone number, and others have no right to cancel the service. Moreover, the bank cannot find the bank card through the bound mobile phone number, and it is even more difficult to find the owner of the bank card to unbind it. 2. However, China Construction Bank has regulations on this situation: customers only need to edit "QXZH#" and "last 4 digits of account number" and send them to China Construction Bank's customer service telephone number 95533, and then they can immediately cancel the SMS service of bank cards. 3. The cost of bank SMS notification is generally around 2~3 yuan per month, which is directly deducted from the customer's bank card by the bank.

Now banks are vigorously promoting their credit cards. According to relevant data, by the end of 20 17, about 2.8 people in China had credit cards, which reached 65438+23 million in one year, accounting for 44% of the total.

Now the information is so developed that you have to leave your phone number when you go to the bank to apply for a card. You will receive a short message from the bank, whether it is expenditure or income, but I believe many people will receive an invitation from the bank to apply for a credit card.

According to the staff of the bank, the bank will not send text messages to customers on its own initiative, nor will it invite customers to apply for cards, so it can be concluded that it is either fraud or intermediary.

If he is an intermediary, you won't lose anything, but if you want to cheat and give a link to a phishing website, then you will be cold. Don't itch when you encounter this kind of text message.

Scratch your hands and you will be asked to fill in all kinds of information. If you fill it out, they will sell your information.