Does everyone go to the loan bank to pay a return visit?

Will the bank call every lender to pay a return visit? I got a loan from ICBC.

The loan will definitely be called back, and the loan will only be released if the information you provide is true. It will take you about 7-30 days to review the mortgage, mainly depending on whether the documents submitted by the parties are complete and meet the requirements of the bank. Bank loans range from 1 considerate 1-3 months.

Approval of audit documents-Notify the developer for filing-The developer submits the filing form (seal) to the bank-The bank finalizes the case-Lending.

Tips: From 201911kloc-0/7, the customer's SMS approval and confirmation function has been added on the basis of the original telephone verification. After the loan is approved, the system will automatically send a short message to the mobile phone number reserved by the borrower, informing it of the loan amount, term, interest rate, account number and other related contents. You should forward the short message to 95588 within the specified time, which is also regarded as the verification of relevant information with you. At the same time, the original manual telephone verification method is still retained for the large loan business that exceeds the maximum loan amount approved by SMS (set by each branch).

The details that need to be paid attention to when lending mainly include:

1. Are lending institutions and platforms formal?

Be sure to pay attention to whether the institution or platform that handles the loan has a financial license. If you encounter an informal lending institution or platform, you are likely to be cheated.

2. Whether the loan interest is normal:

Some lending institutions and platforms may cheat on interest, such as flaunting low interest rates, and as a result, the approval interest rate is actually much higher. This situation is very common in small loans. There are also some online loan products that charge "beheading interest". Therefore, people must pay attention to whether the interest rate is at a normal level and whether it has reached a new standard when lending.

3. Are there any mandatory requirements:

Some loans may have additional requirements, as well as various service fees and liquidated damages. Will be charged. Everyone must pay more attention to loans to avoid being restricted later.

What are the details of the loan?

When you apply for a loan from different lending institutions and platforms, the rigor of the review is different, and the information you need to provide may be different. Therefore, it is best to find out what information needs to be provided first, so as to avoid omission and affect the handling of loans.

What if the loan bank calls for a return visit and doesn't receive a return call? How many times does the bank usually call?

It doesn't matter if you don't get a loan repayment call. There is no need to dial it back deliberately. The general bank will choose to call again to confirm. The loan review is mainly based on the comprehensive evaluation of the application materials provided, and the telephone call back is also a part of the review, mainly to confirm the authenticity of the materials you submitted. If the loan needs to be supplemented during the review, the bank loan review specialist will call you to confirm, so it is also important to keep the mobile phone open.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out by means of loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

The "three principles" of loans refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles.

What should I do if I receive a return call from the bank?

If you don't get the call, you can call again. The average bank will call twice. It doesn't matter if you don't get it the first time. There is no need to call back deliberately. The bank will call again to confirm. It is recommended to keep the phone on. If you don't receive a call back twice, it is recommended to call back during bank hours after seeing the call. Callback calls from credit card loans and other businesses will affect the final approval. Applicants are advised to pay attention to the answer.

At present, the business scope of banking financial institutions is very extensive, and application materials can be submitted if necessary. With the development of the Internet, many businesses can be applied online and on mobile phones, and banks will call back later.

What kind of return visit do you usually ask for? 1. What is the general requirement for a bank to call back? Mainly to check the identity information and ask for more detailed content. The important role of a return visit is to verify the user's application materials and put forward something you want to know. So don't worry too much. Most return visits just ask for some simple information. Second, the bank pays attention to the return call 1. Don't miss the call. Because the mobile phone number is an important contact method, if the bank finds that it can't get through for many times, it may have doubts about the authenticity of the user. So don't reject strange calls at will. It's best to cancel your function of blocking strange calls so as not to miss the audit call. Generally speaking, if the user fails to connect the phone for more than two or more times, the bank may consider the user to voluntarily give up the loan application. 2. Answer to the real question Whether it is a loan or a credit card, you must ensure the authenticity and validity of the information you provide when applying, and don't resort to deceit. Be generous when you answer, don't hesitate, and it's best to write down the information you submitted in advance to avoid making a mistake. 3. Tone Attitude The user's attitude when answering the audit call is very bad and his tone is outrageous, so it may attract the user's attention to the loan auditor.

When do banks usually call for a loan return visit? Will ask these questions!

Generally, it takes a long time to go to the bank to handle the credit business, because there will be data approval, callback and internal processes, and finally the results will be produced, and then it will take some time to get the account. Among them, the return call is an important part, and often only after receiving the call can the next payment be stabilized. So when do banks usually call back loans? What would you ask?

1. When do banks usually call for a loan return visit?

The return call is made by the bank staff, so the working day will be around 9:00- 12 and 2:00- 17. There is generally no return visit on holidays and weekends, of course, it depends on the institutional arrangements you handle.

Therefore, after you submit the application materials, you'd better ask the counter staff to understand the arrangement of the return call, so that you can make preparations in advance and avoid the failure of approval due to missing the call.

2. What questions do banks usually ask?

The bank may call you and the company and ask the following questions casually.

1, confirm whether the company has you as an employee, which is an inevitable problem when the bank calls.

2. Banks usually ask your company about your specific working years.

The bank will ask about your position in the company and the specific work of this position.

The bank will ask about your income and the specific classification of your income.

Call back to the bank for a loan, and you will also ask questions on the form you filled out to confirm whether it is true.

Therefore, you can make some preparations in advance to avoid forgetting the answer or being too different from the application materials. In addition, it is best to communicate with the unit operators in advance.

To sum up, the bank may not call back, but the borrower will be informed of the final audit result of the bank, and everyone must cooperate with the bank.

What if the loan bank calls for a return visit and doesn't receive a return call? What number do banks usually call?

It doesn't matter if you don't get a loan repayment call. There is no need to dial it back deliberately. The general bank will choose to call again to confirm. The loan review is mainly based on the comprehensive evaluation of the application materials provided, and the telephone call back is also a part of the review, mainly to confirm the authenticity of the materials you submitted. If the loan needs to be supplemented during the review, the bank loan review specialist will call you to confirm, so it is also important to keep the mobile phone open.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out by means of loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

The "three principles" of loans refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles.