Postal bank credit card short message withdrawal method

What does it mean to receive a text message from the Postal Savings Bank saying that "your last credit card was successfully cancelled"?

The success of the credit card cancellation of the Postal Savings Bank means that the credit card is bound to a certain business, and then the customer takes the initiative to cancel the account. It is recommended to call the customer service consultation of Postal Savings Bank. There are several situations in which the credit card SMS of Postal Savings Bank prompts to cancel the contract: 1. When the Postal Savings Bank applies for a new credit card, the customer cancels the application during the processing. 2. The credit card has signed an automatic repayment agreement with the bank card, and the customer voluntarily cancels the withholding repayment. 3. The credit card signed the SMS notification of balance change, and the customer canceled the SMS notification agreement. 4. The credit card applied for bill installment, and the customer cancelled the installment business before it took effect.

How to operate the credit card bill installment SMS of Postal Savings Bank?

Operation method of credit card bill installment SMS in Postal Savings Bank: 1. Transaction Staging: When the cardholder handles the transaction through SMS of Postal Savings Bank, he/she needs to send the designated code "FQJY# # amount # last four digits of the issue number" to 95580 for processing, and 95580 will immediately reply to inform whether the application is successful. Transaction installment: the minimum payment for a single transaction applying for transaction installment is 500 yuan (inclusive); A single transaction can only be converted into installments in full, and you cannot choose to convert part of the amount of a single transaction into installments; 2. Bill installment: When the cardholder handles the bill by SMS in Postal Savings Bank, he/she needs to send the designated code "FQZD# # amount # last four digits" to 95580 for handling. After the application is successful, 95580 will immediately reply to the downlink SMS to inform whether the application is successful. Bill installment: the initial amount of applying for bill installment is that the consumption amount billed in the previous period is greater than or equal to 800 yuan (inclusive), and the maximum amount does not exceed the balance billed in the previous period; The non-consumption amount that has been included in the minimum repayment amount cannot be phased; Three. Number of application periods: Postal Savings Bank provides three periods, six periods, 12 period, 18 period and 24 periods in five periods, each period 1 month. Cardholders who apply for transaction installment and bill installment can freely choose the number of the above five installments; Cardholders who apply for merchant installment and electricity sales installment can freely choose according to the number of installments provided by merchants.

Postal savings bank credit card, how to check the bill arrears by SMS?

Postal savings credit card SMS inquiry is as follows:

Edit and send the following fixed format SMS to 95580:

Account balance inquiry: YECX+ last four digits of account number.

Account details inquiry: MXCX+ last four digits of account number. 1. All customers can check the deposit interest rate and credit card application progress.

2. All mobile banking customers can inquire about account balance, account details, national debt details, credit card available amount, credit card balance and credit card points.

I received a short message from the Postal Savings Bank, saying that my 588,000 yuan advance loan is about to expire. What do you mean?

Never mind, because he wants you to borrow money to get this kind of message. You may have a credit card at the Postal Savings Bank. So the limit given to you by the bank is 58,800 yuan. In this case, you still need to bring your ID card to the bank to consult relevant personnel. Don't trust these short messages easily, or you will be cheated.

1. Pre-credit refers to the pre-loan amount (loan amount) granted by commercial banks or financial institutions according to the comprehensive qualifications of users.

2. Pre-credit line refers to the maximum loanable line approved by commercial banks or financial institutions according to the credit status of customers, for customers' reference.

3. The pre-credit line does not represent the actual down payment line, and the actual down payment line is subject to the system audit result after the customer applies.

4. China Postal Savings Bank was formally established on March 20th, 2007. It is a commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and continued to engage in the business approved by the original business scope and business license documents.

5. Pre-credit line is the credit line given by the bank to users. For example, the credit limit of the card is 5000 yuan, and if you spend 5000 yuan with this card, you don't need to deposit any money in the card. This is a credit line set by the bank according to your personal credit status and repayment ability.

6. Assuming that the platform recognizes the user's credit, the loan needs to be withdrawn after it arrives, and the withdrawal time is limited. If it is not revoked within the time limit, the quota may become invalid and the user will have to reapply. However, the pre-credit line is not the actual line, although the line will change.

But under normal circumstances, it will not fail, so when users encounter similar reminders, they can consider whether the platform is specifically for marketing, or whether it is their own. Users who want to apply for the quota need to fill in relevant information and wait for the platform to review. The platform will make a comprehensive evaluation according to the user's own qualifications and credit status, and then give the corresponding quota. Users will withdraw the credit line as soon as they get it. Remember to pay back on time after use, and don't be overdue. Otherwise, if they want to apply again next time, there may be risk control situations such as reducing the credit line or freezing the credit line.

This is the end of the introduction of credit card SMS and credit card SMS withdrawal methods of Postal Savings Bank. I wonder if you found the information you need from it?