Alipay reminded me that I can apply if I borrow it.

Alipay reminds you that you can apply for a loan, indicating that the user meets the loan opening conditions. If you need to borrow money, you can consider opening a loan to borrow money. However, different users get different amounts when borrowing money, but with the use of users, the amount can be gradually increased.

The longest repayment period when borrowing is 12 months. When borrowing money, the loan interest rate of different users will be different. The general system will give the loan interest rate according to the borrower's qualification. Usually, the initial loan interest rate is relatively high, and with the increase of borrowing times, the loan interest rate will continue to decrease.

Users must repay the loan on time after using it, and there can be no overdue repayment, because there will be penalty interest after overdue repayment. Moreover, after the overdue repayment, the platform will be uploaded to the credit information center, and the personal credit information will deteriorate, which will affect the subsequent loan processing, and the loan cannot be used after the overdue.

Users should know what kind of income they will use to pay off their debts before borrowing money. If their personal income is insufficient, they should borrow carefully at this time. If your personal income is relatively high, you can take out a loan at this time, and don't worry about not paying it back later. If you really can't repay on time, you can borrow money from friends around you.