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What are the requirements and materials for applying for Bohai Bank credit card?
1. The applicant shall be a natural person with full capacity for civil conduct and hold a valid identity document as stipulated by the public security department.
2, should have a stable wage income, a continuous source of economic income or have certain financial assets, relatively stable or fixed residence.
3. The age of the main cardholder is between 18 (inclusive) and 65 (inclusive), and the age of the supplementary cardholder is not less than 12.
4. Have a good personal credit record in financial institutions or industrial institutions such as banks, and have no records that are inconsistent with the facts such as malicious arrears.
Information:
When applying for a credit card, you need to submit proof of income (such as payroll or income certificate, latest personal income tax certificate, provident fund, social insurance withholding certificate, etc.). ) or proof of assets (such as proof of ownership, copy of bank deposit slip/passbook, proof of purchase of funds, government bonds and corporate bonds, etc.). ) and the original of my valid ID card.
Extended data:
Withdrawal skills of Bohai Bank;
1, frequent use of credit cards can help cardholders increase their credit limit as soon as possible.
2. Ensure that there is a certain credit card spending quota every month, preferably 30% or more of the monthly spending quota. ?
3. Ensure that the credit card can be repaid in full and on time.
4. Within your ability, you can appropriately increase the opportunities for large-scale credit card consumption.
5. Increase the number of applications for using temporary credit card limit.
6. You can choose to handle the installment appropriately and repay the loan on time.
Baidu encyclopedia-China Bohai bank
Official website of China Bohai Bank-Credit Card
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