What do you mean by the yellow code?

In other words, the yellow code is an expression of credit rating, which means that the credit rating of a person or organization is defined as "yellow", that is, "there is risk and need to be vigilant". This rating usually appears in the fields of finance, insurance and credit cards. It marks people or organizations whose credit status is uncertain or unreliable, and reminds those who have financial cooperation with them to pay attention to risks.

In other words, the influence of yellow code assignment mainly lies in financial institutions and other institutions related to loans and credit. When evaluating the credit ratings of these people or organizations, their yellow code ratings will be considered, and their credit lines and loan interest rates will be adjusted accordingly. For those who apply for credit cards and loans, assigning a yellow code rating is a bad credit situation, because it will directly affect the loan amount and interest rate that these people can get.

To avoid being given a yellow code immediately, the key is to maintain a good credit status, which is mainly reflected in the following aspects: stable work and income, timely repayment, low debt ratio, a few credit report inquiries and moderate loan utilization rate. Checking your credit report regularly, handling any abnormal information in time and avoiding arrears or overdue are all important measures to maintain good credit. If there is a credit problem, we should actively seek the help of financial institutions and credit reporting agencies to solve the problem or dispute in time.