Is it true or false to receive a lawyer's letter after the online loan is overdue? Will you really go to jail?

It's true. If you receive a lawyer's letter after the online loan is overdue, it is usually true and effective. The following is the relevant explanation:

1. prestige channel: the lawyer's letter is one of prestige channels, which can express the possibility and seriousness of legal proceedings to the borrower to urge him to fulfill his contractual obligations.

2. Legal basis: The overdue repayment violates the Contract Law of People's Republic of China (PRC) and other relevant laws and regulations, and the borrower has the right to pursue the debtor's responsibility through legal means.

3. Legal procedures: The borrower's failure to perform the payment obligation may lead to court prosecution, enforcement and other procedures, in which the lawyer's letter is a step of warning and urging in advance.

4. Civil liability: overdue repayment may lead to civil disputes, and the borrower may have to bear legal liquidated damages such as legal fees, interest and late fees.

5. Criminal responsibility: If intentional fraud and illegal fund-raising are involved, it may violate the criminal law, but under normal circumstances, ordinary overdue loans will not directly lead to imprisonment.

Summary: The lawyer's letter sent by the reminder is usually true and effective. Overdue loans may lead to legal proceedings and civil liability, but in general, they will not directly lead to criminal liability. If you receive a letter from a lawyer, please take it seriously and communicate with the collection party as soon as possible to solve the problem of arrears.

Related information: overdue and collection of online loans involve complex legal relations and procedures. Please consult a professional lawyer for specific guidance when encountering problems.