What if the bank card has no money and the SMS reminder fee is not deducted successfully and the card is locked?

1. When the account balance is insufficient or the account is in a special state such as oral loss reporting or password loss reporting on the deduction date, the debit card message service fee cannot be deducted. If the fee is not deducted for three consecutive months, the system will no longer automatically deduct the fee every month and stop sending SMS.

Through the counter, online banking, bank payment can be opened, just pay the monthly usage fee.

If you cancel after the arrears, you need to pay a one-month message service fee.

The specific operation is as follows:

1. Counter: With my valid ID card and bank card with SMS service, I can pay at any outlet in China.

2. Online banking: log in to personal online banking, and click "Settings → Message Service → Message Service Payment" (you can only see this menu when you are in arrears).

3. Personal banking: log in to the personal banking APP and click "All → Local → Message Service → Payment" (Supplementary payment service is currently applicable to KBao and KLing customers).

Second, the unsuccessful deduction of the message service will not lead to the bank card payment password being locked.

Debit card payment password unlocking method:

1. If the debit card holder enters the wrong password three times in a day in various trading channels, the system will automatically lock the debit card account, but will not automatically unlock it. To unlock the payment password, the cardholder must hold his valid ID card, bank card and correct password, and handle it at any outlet in the country.

2. If you enter the wrong password for three consecutive times when unlocking the password, you may not operate the password to unlock the transaction again, and you need to report the loss of the payment password and reset the new password.

Tips:

1. If the card number on the card face is ambiguous, the damaged card must be replaced first, and the transaction must be handled at the outlets within the jurisdiction of the issuing bank.

2. As the payment password involves account security, the above business can only be handled at our outlets. Please understand.