What happens if 02 1-95528 is not connected?

There is no consequence if you don't answer 02 1-95528. This is the phone number of Shanghai Pudong Development Bank, which is generally related to the banking business or credit card business you handle, but it does not rule out that fraudsters impersonate fraud through rebranding software.

If you do apply for a credit card and breach the contract, there will be liquidated damages, usually the minimum repayment amount, 5% of the unpaid part; It will also cause high interest, and it is a rolling interest. In the case of a large amount of debt, interest is very scary.

Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years; If the payment is overdue for more than 3 months and the amount exceeds 1 000, the bank will not only pay back the money, but also bear criminal responsibility.

Extended data:

If the credit card is overdue for more than 30 days and exceeds one billing cycle, the bank will collect it. The main methods are as follows:

1, SMS collection. Mainly for the cardholder's early and overdue repayment behavior, usually 7 to 15 days overdue. SMS mainly plays the role of reminder.

2. Telephone collection. Call to remind repayment mainly for overdue behaviors that are more than 30 days and more than one billing cycle.

3, door-to-door collection. Mainly overdue for more than 90 days, the bank will arrange the collection staff to collect the repayment at the cardholder's residence or work address.

4. Court prosecution. Mainly more than half a year overdue, the bank will apply to the court to sue the cardholder for repayment.

5. Outsourcing collection. Mainly for overdue 1 year or more, the bank packages and discounts overdue funds to the outsourcing collection company, which is responsible for overdue debt collection.