How to complain about personal fraud

Victims of personal fraud can take the following steps to make a complaint:

1. Collect evidence: Make sure you have enough evidence to support your complaint. This may include phone records, text messages, emails, bank transaction records, etc.

2. Report: Report personal fraud to the local police. Provide the evidence and detailed information they need, and fill in the relevant report forms. The police will investigate and take necessary legal action.

3. Contact the local consumer protection agency: The consumer protection agency in your place, usually the Consumer Council or the Consumer Rights Protection Association, asks for help. They can give you legal advice on how to complain.

4. Bring a lawsuit to the local court: If your loss is large, you can consider bringing a lawsuit to the local court. In this process, you need to hire a lawyer, who will represent your interests and help you prepare the litigation materials.

5. Report to relevant institutions: If personal fraud involves finance or other specific industries, you can report to relevant regulatory agencies or industry associations. They will investigate and take appropriate action.

The methods and preventive measures to expose personal fraud mainly include the following points. First of all, we should be vigilant and improve our ability to identify personal fraud. Be careful not to trust strangers for help or ask for personal information or funds easily. Secondly, it is necessary to strengthen the protection of personal information and not to disclose important information such as personal identity documents and bank accounts at will. At the same time, it is necessary to regularly check personal bank accounts and credit card transaction records, find abnormal transactions in time, and call the police in time. In addition, to maintain the security of software and equipment, frequently update the operating system and application programs, install reliable security software, and avoid clicking on unknown links or downloading suspicious files. Finally, if personal fraud is found, it should be reported to the local public security organ or the relevant complaint department in time to cooperate with the investigation and evidence collection. Through the above methods and preventive measures, you can better expose personal fraud and protect your property and personal information security.

Legal basis:

People's Republic of China (PRC) criminal law:

The second part specifies that

Chapter III Crimes of Disrupting the Order of the Socialist Market Economy

Section 5 Crime of Financial Fraud Article 196 Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.