What is the transfer limit of China Merchants Bank's mobile banking?

The transfer limit of China Merchants Bank mainly includes the following types:

1.ATM transfer, the daily transfer limit is 50,000 yuan. You can apply for withdrawal at the counter.

2. Online banking transfer, with a single limit of 30,000 yuan and a daily cumulative limit of 50,000 yuan.

3. Mobile banking SMS verification code transfer, the maximum daily limit is 200,000 yuan, and users can apply for face-brushing transfer to handle a large transfer of 200,000-1 million yuan.

The daily transfer limit of China Merchants Bank's mobile banking is divided into two situations:

1, e-bank transfer (i.e. original SMS verification code transfer): up to 1 10,000/transaction, 5 million/day.

2.UKEY verification code transfer: 500,000/day.

note:

1) Inter-bank real-time account arrival mode, with a maximum of 50,000 yuan per transaction;

2) If the transfer fails to be returned, it will also occupy the transfer limit of the day.

3) If an account is opened without an ID card (including temporary id card), the maximum amount of electronic bank transfer is 200,000/day.

There is no limit on the withdrawal amount of China Merchants Bank savings card at the counter, and large withdrawals need to be made in advance. The maximum amount of money withdrawn from the ATM is 20,000 RMB per day.

The cash advance limit of credit card is generally 50% of the credit limit (the cash advance limit of youth card is 100% of the credit limit).

① The cumulative maximum daily withdrawal amount of China UnionPay Road ATM per card is RMB 65,438+00,000; The cumulative cash advance for each overseas family shall not exceed the equivalent amount of $65,438+0000 per day, $5,000 per month and $65,438+00000 for six months.

(2) The maximum daily withdrawal limit of official financial card ATM is RMB 20,000 (the daily withdrawal limit of official financial card Wuhan and official financial card Ruziniu (Puka) is RMB 2000).

(3) The daily overdraft transfer limit of bill card includes the daily overdraft transfer amount of each card of Pocket Life, Mobile Banking (including PAD Bank) and Customer Service Telephone Voice System, with a cumulative amount not exceeding 5,000 yuan. Online banking (popular version, professional version) does not exceed 2000 yuan per card per day.

The credit card overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card.

I. Cash withdrawal from domestic and overseas credit cards

If there is a UnionPay logo on the domestic credit card, it means that the card has joined the China UnionPay organization, and the cardholder can withdraw cash from any ATM with the UnionPay logo.

Overseas, in addition to Hong Kong, Macao and Taiwan, there are still many countries whose UnionPay system has not been popularized, so most of them need to take the international card organization channel to withdraw cash overseas. It depends on whether you have an international card. An international card can be easily distinguished by looking at whether there are LOGO of credit card organizations such as Visa or Master besides UnionPay.

Second, credit card overdraft cash withdrawal

The overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest, and some banks can enjoy interest-free treatment.

Overpayment cash withdrawal refers to the cardholder's withdrawal of the funds or overpayments stored in the card when repaying. Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, cardholders should call the bank telephone service hotline to apply.

Third, the credit card withdrawal method

Credit card cash withdrawal mainly includes overdraft cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by banks to help cardholders flexibly allocate funds when they are in urgent need.

Overpayment cash withdrawal refers to the overpayment by credit card customers or the funds deposited in credit card accounts, and it takes some formalities to withdraw the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.