Is there an annual fee for opening SMS on Changsha Bank's bank card?

Generally speaking, the bank's SMS service fee is charged, but Changsha Bank should give up this part of its income for customers, and it does not charge an annual fee, which belongs to the VIP card in the bank.

The SMS notification service of other banks is a monthly subscription system, that is, 2 yuan/Monthly subscription. No matter whether you apply for opening the counter or opening mobile banking and self-service equipment, you will be charged on a daily basis. For example, this month 15 launched SMS service, and next month 15 charged. If the deduction is successful, the SMS service agreement is still valid and you can continue to enjoy the service. The account balance is insufficient, and the deduction is unsuccessful for three consecutive times, and the service agreement is automatically interrupted and the service is no longer enjoyed. In this way, the cardholder actually only needs one month's service fee, which is owed to 2 yuan. If you don't need a card, you can apply for cancellation, which can save some unnecessary expenses.

There are also many people who are worried that not paying the fees on time will affect the credit information, or the accumulated expenses will be deducted. In fact, the bank's short message service can't deduct the time normally, that is, it won't increase the extra cost, and it won't increase the economic burden or affect personal credit information. When you need this service again, you can open the SMS service through the counter, personal online banking and personal bank payment, and only need to pay the monthly usage fee. After the arrears are paid successfully, the SMS service can be resumed. As for the short-term that banks always send reminders to pay fees, the main purpose is not for these two dollars, but to avoid losing customers. Therefore, it is hoped that SMS renewal can actually keep accounts active and increase customer viscosity, which is a conventional means for banks to maintain passenger flow. However, as customers, especially those with frequent transactions and large balance, it is very important to maintain the continuity of SMS service. Don't feel embarrassed about 2 yuan/Yue, you can enhance the protection of stolen brushes. According to research, in countless cases of bank card theft, more than 90% found that the bank card was stolen through SMS, so we took decisive measures to preserve the evidence and finally won the lawsuit and obtained compensation. So I personally suggest that no matter what bank needs a service fee, don't worry about this money.