Is it true that the piggy bank sent a text message six days after the deadline to inform that hundreds of banks have received the credit information?

It's true that the piggy bank sent a short message six days overdue to inform hundreds of banks that it had received credit information. The nature of bank credit reporting is the same as that of central bank credit reporting. However, hundreds of banks are not as authoritative as the central bank. All banks and financial institutions are based on credit reports. The credit report has substantial use, while the credit report of 100 banks has only reference significance. People's credit information is similar to big data, collecting information of customers in online loans.