Can I check personal credit information on my mobile phone?

Credit report has a great influence on applying for loans, handling credit cards, studying abroad and other activities. Many people know the importance of credit report, and want to check their own credit report, but they don't want to go to the bank for convenience, so can they check personal credit on their mobile phones?

Can I check personal credit information on my mobile phone?

Yes, but it is not recommended. Personal credit inquiry on mobile phones is generally conducted through a third-party platform, which uses your personal information to inquire in the Credit Information Center of the People's Bank of China, and then feeds back the credit information report issued by the People's Bank of China. Due to the need to provide personal information when inquiring, and the feedback credit report contains a lot of personal privacy, there are great information security risks, so it is not recommended to use mobile phones to inquire personal credit information.

Official website, the Credit Information Center of the People's Bank of China, also noticed that the Credit Information Center did not authorize any third-party application (APP) to provide personal credit report inquiry service. It is suggested that it is best to log in to the Credit Information Center of official website and China People's Bank on the computer to check personal credit.

In a word, mobile phones can query personal credit information, but the intermediate platform increases information security risks. It is suggested to log on to the website of Credit Information Center of China People's Bank directly to inquire about personal credit information. In order to make it more convenient to query credit information in the future, a quick query function has been opened in the credit information center, and a simple version of personal credit report can be received by editing short messages and sending them to the credit information center.