Credit cards are divided into three stages.

China Bank's credit card consumption of 3,000 yuan needs to be repaid in three installments. How much do you need to pay back the handling fee and interest every month?

China Bank charges a certain fee for credit card consumption installment, bill installment and cash installment, and the fee varies with the installment times. The highest service fee standards are: 0.65% for the third phase, 0.60% for the sixth phase, 0.60% for the ninth phase, 0.60% for 12 phase, 0.65% for 18 phase and 0.625% for the 24th phase. Please refer to the specific handling fee shown when handling the business.

The above contents are for your reference. Please refer to the actual business regulations.

What does credit card bill installment 1, 3, 6, 12 mean?

Credit card bill installment refers to an early consumption method in which the cardholder applies to the issuing bank by telephone to pay the consumption amount in installments before the repayment date after credit card consumption, such as 3, 6, 12 bills.

From the trading day to the due repayment date, you can freely choose the installment transaction under RMB or USD account. For unbilled transactions: you can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction; For the billed bill: you can apply for installment between the day after the bill date and the due repayment date.

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Hello, if it is a credit card of China Merchants Bank, please explain.

Yes, you can choose to pay in installments. If you choose three installments, it means repayment in three months.

Bill installment (only for business cards, business cards (including financial business cards), purchase cards, ANA protection cards or supplementary cards) is a new financial management function launched by our credit card, which can help you repay the consumption amount in the bill in monthly installments. You can send a short message, log in to the online bank of credit card or call the customer service hotline 4008205555 to transfer the application to the service specialist. Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. Please log on to the credit card website for the application conditions of bill installment, and click "Credit Management"-"Bill Installment" to inquire about the bill installment terms.

After the bill installment application is successful, the current bill only needs to repay the amount other than the bill installment, and the amount of the principal payable in the first installment (the principal payable in each installment = the total installment principal ÷ the number of installments) and the handling fee are reflected in the next month's bill. The bill installment transaction will fully offset the bill amount, and 10% will offset the balance of the minimum repayment amount. (The business card has no installment business)

How about China Merchants Bank credit card in three phases?

If it can't be paid off in one lump sum before the repayment date, it must be repaid in installments. On the basis of affordability, the fewer installments the better. Being used as an investment is another matter.

Handling fees will be charged for "bill installment" through China Merchants Bank. In this behavior, the cardholder provides personalized choices such as 2, 3, 6, 10, 12, 18, 24 and 36. The handling fee rate of single installment is 0%~ 1.67%, and the actual rate and installment are subject to the system evaluation results of the application order.

China Merchants Bank credit card can be repaid in three installments, usually in three months. For details, please consult the staff of bank outlets or the credit card customer service hotline.

What are the credit card installment types of China Bank?

At present, BOC credit card installment types include transaction installment, bill installment, merchant POS installment, special installment and cash installment. You can handle the business of transaction installment, bill installment and cash installment through China Bank Mobile Banking, China Bank Credit Card WeChat official account, China Bank Colorful Life APP, China Bank Personal Online Banking, China Bank Credit Card Customer Service Hotline 4006695566 and China Bank outlets.

The above contents are for your reference. Please refer to the actual business regulations.

How many days is Ping An Credit Card Phase III?

The third phase of Ping An Credit Card is 90 days. According to relevant information, Ping An Bank's credit card is divided into three periods, three months (90 days). Credit card installment can be divided into three periods, six periods, nine periods, twelve periods, eighteen periods and twenty-four periods.

This is the end of the introduction on how to collect the handling fee for the third and third prepayment of credit cards. I wonder if you have found the information you need?