Wing paid the sweet orange to borrow money once and paid it off. Why can't I borrow it?

Wing pays and borrows at will, with a limit of 5000. I paid it back one last time in advance. The quota shows 5000, but it has not been borrowed. Why?

The reason why the quota shows 5000 but there is no loan:

Wing payment is very strict about borrowing at will. When applying for a loan, the system will review the applicant and will be based on the applicant's personal credit information. If there are bad records such as overdue or high debts in personal credit information, it naturally does not meet the conditions for Wing Pay to borrow at will, resulting in the line not being lent.

First, wing payment can be opened at will.

Wing Payment Sweet Orange Credit Loan Service is applicable to Tianyi payment customers nationwide, but all the following conditions must be met before entering the free loan application page:

1, real-name customers of Wing Payment Telecom bring debit cards.

2. Age 18-55 years old.

3. Telecom number access time =3 months. For example, a customer logged in on May 20, 20 15, and only on August 20, 20 15 was he eligible to log in.

4. Sweet orange 350.

Because Wing Pay lends money to banks at will, applications with poor credit information are basically rejected every second, and will be repaid on time after the loan is successful.

Second, after the loan exemption application is successful, Wing Payment cannot be closed.

There is no cost if you don't borrow money, so there is no need to close it. The city's Gigabit, C debut. 5G double gigabit package, 1000M broadband, 60G traffic for the whole family * * *, details can be found in the telecom online business hall.

Wing payment is a very good loan product. Many people have the habit of using wing payment. The amount is not high, but it is more than enough to meet the basic consumer demand. Wing payment has a strong background. It is a legal and formal product launched by China Telecom to provide people with loan services. The higher the user's sweet orange score on Tianyi Credit Information, the higher the loan amount, similar to Alipay's sesame credit score. "Sweet orange score" mainly relies on massive data and core technology. Tianyi Credit Information uses a variety of big data analysis technologies to make a comprehensive evaluation from five dimensions: historical credit, account level, repayment ability, behavioral preference and social relations, thus obtaining the "sweet orange score" of users. At present, China Telecom's free credit loan products have been gradually launched in 3 1 provinces and cities, providing users with such small loans of 00-2,000 yuan, which can be repaid in installments, making it more flexible and convenient.

Sweet oranges can't borrow money What happened? Deep analysis of the reasons!

As a loan platform in China Telecom Wing Payment, Sweet Orange Loan Bao has attracted many people's attention and many people have applied for it. When a friend borrowed money, he found that his sweet orange could not be borrowed. What's going on here? Here, just to answer the doubts in my heart.

From what we know, sweet orange can't get a loan, not because sweet orange doesn't lend, but because everyone's comprehensive credit score can't meet the lending standard. As for why everyone's comprehensive credit can't meet the lending standards, there are two possibilities. One possibility is that everyone's personal comprehensive score has dropped. The other is that sweet oranges borrow money to raise the threshold for lending.

Generally speaking, most people can't borrow money from sweet oranges because their comprehensive credit score has dropped. Here, I will give you an analysis of the specific reasons.

1, credit decline

The actual lenders who borrow money from Sweet Orange are banks and other financial institutions, and will check everyone's credit records in detail. If everyone's credit history is tainted, it is likely that sweet orange will not be able to borrow money.

2. The data is out of date.

When borrowing money from sweet orange, everyone's personal data must be true and valid. If everyone's personal data is out of date, it will be difficult to pass the audit and you can't borrow money.

3. Insufficient repayment ability

If everyone's credit history shows that there are a lot of debts that have not been paid off at present, which is close to reasonable affordability, then they will be unable to borrow money and loans from Sweet Orange because of insufficient repayment ability.

Through the above, I introduced why sweet orange can't borrow money, hoping to solve the doubts in everyone's hearts.

Why can't Yong 'an borrow money after repayment?

You can't borrow it because you have an overdue record.

Spend money to borrow money once, pay it off first and then borrow money. It may be because the repayment ability is insufficient, or the borrower's comprehensive credit score can't meet the lending standard, so the borrower's refinancing business is closed and the risk control is reduced.

You can't borrow money after the sweet orange is paid? Summary of reasons!

Many people are willing to borrow money from Sweet Orange, because everyone thinks this platform is reassuring. However, some friends find that they can't borrow any more money after paying off the loan. What is the sweet orange that can't be lent after borrowing money? Here, I will give you a detailed introduction to the specific reasons.

Under normal circumstances, sweet orange can continue to borrow money after repayment, unless the borrower fails to meet the lending standards for some reason. The reasons why borrowers fail to meet the lending standards are:

1, overdue repayment

If everyone borrows money from sweet orange and doesn't pay it back, then personal credit will definitely have a negative record. In this case, it is normal for everyone not to borrow after repayment, and it is necessary to wait patiently for the account to be restored.

2. There is a stain on the credit information.

The lending institutions that Sweet Orange borrows money are insurance companies and commercial banks. If you leave a stain on your credit record because of loans overdue and overdue credit cards, you will be refused a loan by the sweet orange borrower because of poor credit.

3. Arrears of China Telecom's telephone charges.

If you are in arrears with China Telecom's phone bill for a long time, it will be difficult for you to borrow money from Sweet Orange to apply for a new loan after repayment.

4. Too much debt

Sweet orange borrowing money is a platform for checking credit information before lending. At present, if you have too much debt, you will be refused by Sweet Orange for lack of repayment ability.

Through the above, we should have understood why the sweet orange can't be borrowed after it is returned. Generally speaking, sweet oranges can't be borrowed after borrowing money, mainly because of everyone's own reasons.