How to report illegal activities on loan platforms?

First, encounter illegal text messages, fraudulent calls, and spam. When personal information is leaked or online virtual calls are frequently harassed, you can report to the Ministry of Industry and Information Technology or the 12321 Network Bad Network and Spam Reporting and Acceptance Center.

Second, if you encounter illegal activities such as cut-off interest rates, trick loans, usury, etc., you can report it to the Internet Finance Association or the local financial office.

Third, you can file a complaint with the tax bureau regarding the failure to provide invoices for service fees and insurance fees extended from the loan.

Fourth, if the project or marketing behavior of the company is not within the business scope of the company, you can file a complaint with the Industry and Commerce Bureau.

Fifth, check the platform’s financial license, guarantee insurance product registration information, etc. on the official website of the China Banking Regulatory Commission.

Some illegal platforms often have low rates for products registered with the China Banking Regulatory Commission but very high rates for the products they lend to others!

If the other party does not have a license or the rates are inconsistent, or the loan product is fishy, ??you can also complain to the China Banking Regulatory Commission!

At the same time, if you have the above problems, you can also complain to Black Cat Complaint or Ju Complaint.