How to cancel the automatic monthly renewal of medical insurance

Brother Bao said that insurance focuses on the evaluation of insurance products! I suggest you take a closer look at this comparison table before buying medical insurance: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

Good medical insurance supports monthly payment. If you pay monthly, you should open Alipay's automatic deduction function. For example, if the long-term medical insurance is guaranteed for one year, the premium you have to pay is 176 yuan. If you pay monthly, you will probably pay 15 yuan every month for a year. If you don't want to pay the fee halfway, it is equivalent to surrendering, which is treated as surrendering. You can find "My Customer Service" in Alipay, search for "Good medical insurance and long-term medical insurance surrender", and follow the prompt steps.

Good medical insurance is a series of insurance of Alipay Ant Insurance, including good medical insurance? Long-term medical care is good for medical insurance? Hospitalization and medical insurance are good? Critical illness insurance and so on. Among them, good medical insurance and long-term medical insurance are the best sellers, but many people still don't know much about it.

Let's solve the problem that insurance requires a lot. If you want to know more about this product, you can take a look at my original evaluation:

First, good medical insurance? Long-term medical care is good for medical insurance? Is hospitalization the same?

People often think that these two kinds of insurance are the same. These two types of insurance are also millions of medical insurance, but the insurance companies are different, and the coverage content, coverage scope and terms are also different.

Good medical insurance? Long-term medical care is underwritten by PICC China, with a total premium of 4 million yuan, and general illness and accident medical insurance premium of 2 million yuan, which is guaranteed to be renewed for 6 years. No compensation for serious illness, other diseases for 6 years 1 0,000.

And good health insurance? Hospitalization is underwritten by Zhongan Insurance, with a total premium of 6 million yuan and general illness and accident medical insurance premium of 3 million yuan. There is no guarantee to renew the warranty. I will have to re-check it next year. In terms of deductible, 0 yuan is exempt from serious illness compensation, and the general medical deductible is 1 000.

As for which to buy, it depends on your personal needs. If you want to buy two models, you can do both, without conflict.

Second, good medical insurance? Can I be reimbursed for long-term medical treatment as long as I am hospitalized?

Good medical insurance, long-term medical insurance and good medical insurance and hospitalization insurance are all reimbursement insurance. But it doesn't mean that you will be reimbursed if you are hospitalized. What you will be reimbursed is the part that exceeds the deductible. Good medical insurance? The hospitalization fee is 10 thousand, but good medical insurance? The deductible for long-term medical treatment for 6 years can be 1 0,000.

This is really good. Many medical insurances are really rigid at this point. You spent 8,000 yuan in the first year and failed to reach the deductible of 1 1,000 yuan, so you will not be compensated; In the second year, it cost 9000 yuan, but it didn't reach 1000, and the insurance company still didn't pay for it. Comparatively speaking, long-term medical insurance should be more conscientious.

Third, good medical insurance? What about long-term medical insurance? What's the difference between after the upgrade and before?

After the upgrade of good medical insurance and long-term medical insurance, many people began to ask about medical insurance and long-term medical insurance again. The following pictures illustrate whether this insurance is worth buying.

Draw a direct conclusion:

Renewal is the best point of this insurance: it is guaranteed to be renewed for 6 years without review. If the health condition deteriorates or the claim has been settled, the insurance can be renewed.