How long is it overdue for farmers to spend money?

Farmers' free consumption is a very formal platform because it belongs to rural credit cooperatives. So it is a regular bank. If you have an overdue record with them, it will be reflected in the credit report the next day. Generally, if the overdue time is less than one month, they will only call and send text messages for dunning. But if it's more than a month, you may call some of your emergency contacts, or come to collect money directly. If the circumstances are serious, they may face prosecution.

So, you'd better find a way to pay back the money quickly. After all, this is a formal platform, which is different from your messy online loans. If you really don't pay back those online loans, they have no other way to sue you and go home to collect money. These are all used to fool you, and they won't do it because the cost is too high.

But rural commercial banks are different. It belongs to the bank, so if you are overdue for a long time, you will be blacklisted. Once this thing goes up, it will be very troublesome and have a great impact on your future life. If you become Lao Lai, you will never be able to take off this label in your life. Do you want to borrow money to buy a house or a car in the future? Do you think you can afford to buy it in full? If you really have this ability, it is still impossible to owe money.

I still feel that I have handled this matter, otherwise people will really let you get a subpoena and then force you to pay back the money, and maybe you will go to jail, which is not worth the candle. Going to jail for such a small amount of money will make everyone have a criminal record when they come out. It will be even harder to find a job then. You will never have a good life, so don't end up with such serious consequences for a trivial matter. It's really not cost-effective. Life is actually very short, so don't waste time at will.