Bank account balance and available balance in Guizhou

Difference between bank account balance and available balance in Guizhou. A: The main difference between available balance and account balance is the difference in definition and quota.

Available balance refers to the amount that can be freely used at present, and the account balance is the actual amount in the account, that is, the sum of the current available amount and the current available amount. Generally speaking, if there is no unfinished business in the account, the available balance and the account balance should be the same.

Generally speaking, if the available balance is not equal to the account balance, the account balance is greater than the available balance. When the available balance of the cardholder's bank card account is different from the account balance, it means that there is unfinished business in the account. For example, when purchasing a wealth management product, the bank card account will freeze the funds for purchasing the product, and will not directly deduct the money. Only after the cardholder purchases the wealth management product will the account be settled, so this part of the funds for purchasing the wealth management product will be displayed in the account balance but cannot be used. At this time, the available balance is the actual account balance minus the frozen amount.