How long does it take for China Merchants Bank to apply for credit adjustment?

The longest review period for credit line adjustment is 5 working days, and SMS will remind you after the credit line is successfully increased. If you don't receive the text message on time, it is recommended to log in to the credit card online bank or call the customer service hotline to check the current credit limit. If the score is enough to meet the withdrawal conditions of China Merchants Bank, you can generally receive the withdrawal confirmation SMS from China Merchants Bank about 2 working days after the application. There are several ways to apply for withdrawal:

1. Telephone application for withdrawal: follow the voice prompts directly;

2. Online banking application: there will be a prompt in the online banking interface whether the withdrawal conditions have been met. If yes, you can apply directly;

3. Binding China Merchants Bank WeChat official account application:

4. If the withdrawal conditions are met, China Merchants Bank will often have SMS reminders of the withdrawal amount, and can directly reply to the withdrawal application according to the SMS reminders. If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.

Extended data:

At present, there are three ways to apply for self-adjusting fixed quota:

1. After holding the card for a period of time, you can apply for increasing the credit limit by speaking on our customer service hotline, logging in to online banking or calling the customer service hotline. We will apply for it for you according to your past card use.

2. Or when your economic level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, automobile real estate, savings certificate of China Merchants Bank, etc.). ), fax (02 1-38566200) or mail the financial proof that you didn't provide before applying for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children), and the relevant departments will re-examine it according to your new information.

3. Log in to credit card online banking (popular version and professional version), account management-account quota management-quota adjustment-apply for quota increase. After the application, it will be reviewed according to your card usage. If you download the Pocket Life, you can use the card * to manage the payment limit.

Bank withdrawal skills:

1. As much as possible;

2. Consume as much as possible;

3. There are many types of consumer merchants;

4. Maintain a good credit record;

5. Take the initiative to apply for increasing the quota;

6. Emergency consideration of temporary quota.