Joke Collection Website - Public benefit messages - Excuse me. Is it true that the family was notified 20 days late?
Excuse me. Is it true that the family was notified 20 days late?
If you are in loans overdue, you will be automatically collected by the system, including text messages, telephone calls, call address books, etc. So loans overdue can inform the family. At the same time, overdue loans will also have the following effects: overdue records are recorded in Sesame Credit, and overdue records are uploaded to the People's Bank for credit reporting, resulting in personal bad credit reporting.
If there is still no repayment after calling Alipay customer service, then Alipay staff will carry out the next collection work! If the collection is still useless, it is likely that a court summons will come. In the end, you may not be able to use the loan for life, and you may be blacklisted.
Extended data:
The introduction of overdue loans is as follows:
Overdue penalty interest First of all, there will be a penalty interest in loans overdue, and the penalty interest will be charged at 0.5 times of the original interest of 65438. That means not only continuing to collect interest on a daily basis, but also collecting a penalty interest of 1.5 times on a daily basis. Calculation formula: overdue interest = overdue amount × overdue days× interest × 1.5.
The overdue records will be recorded in Sesame Credit, and the sesame score will definitely drop sharply, and will be uploaded to the central bank's personal credit information database as required. However, there are also platforms where the lack of credit information has no effect on sesame scores, such as Qin Tian Lucky based on WeChat.
People's Daily Online-Alipay: Don't feel beautiful. If you owe money, it won't be cancelled for long.
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