What should I do if I find out the money defrauded by phone immediately?

Call the police at 1 10 at the first time, and inform the police of the bank account number, telephone number and other related information of the liar in detail. If remittance is transferred through third-party payment platforms such as Alipay and WeChat, the account information of third-party payment platforms such as Alipay and WeChat shall be provided in time.

At present, public security organs all over the country have successively established anti-telecommunication network fraud centers, which will contact banks or third-party payment platforms to quickly freeze the bank accounts and third-party payment accounts of scammers. It should be noted that in order to escape the blow, scammers will transfer funds to lower-level cards as quickly as possible, and then withdraw them after multi-layer transfer. Therefore, be sure to call the police at the first time! ! !

Second, cancel the transfer.

If the transfer is made by ATM and it is less than 24 hours, you can apply for cancellation of the transfer at the bank counter or telephone banking.

According to the relevant notice of the central bank, from 20 16 12 1, individuals who transfer money through self-service teller machines (including other self-service devices with deposit and withdrawal functions) will receive the account after a delay of 24 hours.

Three. perpetuation of evidence

Organize and save relevant evidence. Among them, one is transfer voucher, including ATM transfer receipt, online banking transfer screenshot, bank running list and so on. The second is the voucher to contact the liar, including screenshots of call records, detailed phone calls, screenshots of chat content, etc. The third is other evidence related to the case.

Fourth, take notes.

Make records at the local police station in time and provide relevant evidence. These materials are an important basis for the police to carry out investigations and series of cases. After the case is cracked, these materials will also be used as evidence and play an important role in sentencing suspects and recovering stolen money.

Extended data:

The following are common types of telecom fraud, reminding everyone to pay attention to prevention.

1, posing as a staff member of the judicial organs.

Suspect A pretends to be a telephone office or post office worker to call the victim's home phone, claiming that his home phone is in arrears and there is a package that has not been signed, and then claiming that the victim's identity information is involved with the suspect, and transferring the victim's phone to the so-called public security bureau or other judicial organs for the victim to verify;

Suspect B pretended to be a public security officer and lied that the victim's personal information had been leaked, and the bank account number had been used to commit crimes (such as drug trafficking, money laundering and suspected fraud). ), ask the victim to protect and check the account in time and transfer the call to the bank customer service center; Suspect C pretended to be a bank employee and asked the victim to transfer the deposit to a bank card such as an "asset protection account" prepared in advance.

The suspect used the telephone to direct the victim to operate on the ATM of the bank, or directed the victim to open online banking and transfer money after obtaining the online banking password.

2.QQ pretends to be a relative and friend.

The criminal suspect steals the QQ number and password in advance through the number stealing software and compulsory video software, records the video image of the other party, then logs in the stolen QQ number to chat with friends, and plays the recorded QQ number to friends and relatives to defraud their trust, and finally borrows money from friends and relatives in the name of needing money urgently, thus defrauding money.

3. Tax refund

The criminal suspect obtained the details of the victim's car purchase, house purchase and agricultural machinery purchase in advance, and contacted the victim by phone or SMS in the name of the staff of the State Taxation Bureau or the Finance Bureau, falsely claiming that according to the latest national policy, the victim can enjoy the tax refund for car purchase, house purchase and agricultural machinery purchase, and left a so-called "service phone".

Once the victim contacts the above telephone number, he will be induced to go to the ATM for fake tax refund and real transfer in the name of paying the handling fee and deposit.

Step 4 pretend to be an acquaintance

The suspect pretends to be an acquaintance friend from other places by calling the victim or sending a text message. After the first call, he often used words like "Guess who I am" and "Why don't you remember me" to cheat the victim's trust. Then he lied that he was going to meet the victim on business.

The next day, the suspect will ask the victim to defraud money through bank remittance on the grounds of car accident, being arrested for whoring or gambling, and hospitalization of family members. ?

5. Pretending to be a triad

After the criminal suspect obtained the victim's personal information in advance through illegal channels, he pretended to be a member of the underworld and made a direct call. During the call, he would say "where the victim lives, what car he drives, the names of his wife and children", and then he would say that the victim had offended others and used his fear to cheat.

6. "Phishing"

By establishing a fake bank website, when users enter the wrong website, suspects will be introduced into this fake website. Once the user enters the account number and password, this information may be stolen by criminals, and the deposit in the account may be impersonated.

In addition, the suspect enters the virus program into the computer by sending an email containing Trojan virus. Once the customer logs into the online bank with this "poisoned" computer, his account number and password may also be stolen by the suspect, causing economic losses.

7. Fictional kidnapping

Modus operandi: The suspect called the victim's main phone number, lied that the victim's children and other relatives were kidnapped by him, and simulated the cries of the children and relatives, thus defrauding the victim of money.

8. False winning information

The criminal suspect took advantage of the victim's lucky psychology of speculating to get rich, sent false winning information through the internet, short messages, telephone calls, scratch cards, letters and other media, and then defrauded money on the grounds of collecting handling fees, deposits, postage and taxes.

9. luring remittances

The suspect first sends a message such as "Hello! Please remit money to xx Bank (or other banks); Account number: XXXXXXX, thank you! " The victim mistakenly thought it was a message sent by a business partner or creditor, that is, the money was remitted to the designated account as required.

When I check again, I will regret it. The suspects of this kind of fraud often make mistakes by mistake, just as the victim is preparing to transfer money. Because of carelessness, he didn't think much, and as a result, he remitted the money to the wrong person.

10, inside information of stock

In the name of a securities company (mostly XX (such as Shanghai) securities company), criminal suspects spread fictitious inside information and trends of individual stocks through the Internet, telephone calls, text messages, etc., and implement membership system, charging a certain fee according to the membership level.

If the specified stock trends coincide, fraud will be implemented by asking for consulting fees and promising to continue to provide insider information or trends of individual stocks.

1 1, buy a car at a low price

In this kind of fraud crime, the suspect mainly uses the victim's greed and cheap psychology to send false information to the victim, such as selling second-hand cars at low prices. The content of the text message is generally: "90% of the brand-new smuggled famous cars of the group were sold (the price was only a fraction of the market price)."

When the victim calls the contact number and wants to buy, the criminals demand that they must pay the deposit, consignment fee and other expenses before further processing, and ask them to remit money to the provided account, so as to achieve the purpose of fraud.

Pingshan Public Security Bureau-Tips for Preventing Telecom Fraud