How to identify telecom fraud

Telecommunication fraud refers to the criminal behavior that criminals fabricate false information and set up scams by telephone, internet, text messages, etc., and implement remote and non-contact fraud on the victims to induce the victims to remit or transfer money to the criminals.

Common means of telecom fraud:

One is to steal QQ number, pretend to be an acquaintance, and cheat by chatting online and leaving messages. Characteristics of crime: After using software or other means on the Internet, the criminal suspect impersonates the number owner or his relatives and friends. , through QQ chat, even active video, using screenshots of friends or relatives of the parties, defrauding the trust of relatives and friends of the owner, and fabricating reasons to defraud the victim to transfer money and remit money.

The second is to call the victim or send a text message for fraud in the name of the recently hit TV program "Winning the Prize". Characteristics of committing crimes: Criminal suspects use the popularity and influence of TV programs to win the prize as bait, and on the grounds that they need to pay a deposit, by making phone calls, sending text messages in groups or publishing winning information on the Internet, and some even send letters to defraud the victims of remittance.

Third, pretending to be Taobao or Alipay customer service staff to make phone calls or send text messages for fraud. Characteristics of the crime: The criminal suspect pretended to be the customer service staff of Taobao and Alipay, and called the customer on the grounds that "Taobao's upgrade system failed to get a refund", "Taobao shopkeepers had to pay the deposit without authentication", "Alipay failed to pay the account" and "swiping the reputation", saying that the goods ordered by him could not be delivered normally and needed to be refunded and further activated, tricking the victim into providing information such as bank card number, verification code and ID number, or sending a Trojan link to commit fraud.

Fourth, simulate the customer service number of the bank, and send short messages for fraud on the grounds that bank cards such as online banking need to be upgraded. Criminal characteristics: The criminal suspect simulates five customer service numbers of major banks to send short messages through tools such as network number change software or pseudo base stations. On the grounds that the victim's bank card password protection or the online banking U shield dynamic password is about to expire and needs to be upgraded, he attached a phishing website with a Trojan horse program and asked the victim to provide his bank card information to commit fraud.

5. Lie that "the medical insurance card is not normal" by voice phone, cheat according to the prompt, or contact the victim by phone or text message in the name of "receiving the newborn allowance" or "rewarding the second child". Characteristics of crime: Voice phone is often called "abnormal medical insurance card", which requires the victim to press the button prompted by the phone for manual inquiry, and the other party designs a serial phone to gradually induce the victim to remit money to an account. Recently, in response to the adjustment of the national family planning policy, the criminal suspect asked the parties to operate the teller machine by calling and texting on the grounds of "receiving the newborn allowance" and "issuing the second child reward".

Six, in the name of "agent bank high credit card", "low interest and high loan", through the Internet, newspapers, media, leaflets and other means to call, send text messages or publish information for fraud. Characteristics of crime: The criminal suspects make phone calls, send text messages, or publish information such as "high credit card on behalf of the bank" and provide loans through the Internet, newspapers, leaflets, etc. And use "fishing" to trick the parties into transferring money; At the same time, the criminal suspect also used the identity information of the victim to impersonate and defraud the overdraft after handling the card, resulting in the second economic loss of the victim.

7. Pretending to be the staff of state organs such as the Finance Bureau and the Housing Authority, designing a chain to cover fraud in the name of tax refund, refund and loan repayment. Characteristics of crime: Taking advantage of recent policy adjustments such as the purchase of houses by the state, pretending to be the staff of state organs, and inducing the victims to transfer money to the ATM of the bank in the name of "tax refund for house purchase" and "tax refund for car purchase".

Eight, posing as public security personnel, calling and sending text messages to design a chain cover for fraud. Criminal characteristics: The criminal suspect used the network number change software to simulate the incoming call number "05 16 1 10", dialed the victim's mobile phone or sent a short message, pretending to be a public security officer, threatening to trick the victim into transferring the money in the bank card to a "safe account" in the name of drug trafficking, money laundering and overdraft, or directly calling the victim's home landline to pretend to be Beijing.

9. Send SMS fraud in the name of "flight change". Characteristics of the crime: The criminal suspect writes fraudulent short messages in a more formal format in the name of flight cancellation and need to change. The short messages include information such as the party's name, mobile phone number, flight number and flight time. Then, on the grounds of paying the change fee and verifying the bank serial number, the victim is required to transfer money online. This kind of fraud often uses the "customer service phone number" starting with 400.

Ten, to master the "handle" extortion, texting, calling or mailing letters for fraud.