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Will the bank card expire? What about the expiration time?
The validity period of a bank card can be viewed by the numbers on the front of the bank card and below the card number, marked with the words MM/YY, where MM represents the expiration month and YY represents the expiration year. For example, 1 1/30 means1/month in 2030.
1, the words MM/YY appear below the bank card number, where MM represents the expiration month and YY represents the expiration year; If the number shown above is 12/25, it means that the bank card will expire on 12 in 2025.
Note: the validity period of the bank card will be printed on the front of the bank card. If it is not displayed, it will be used indefinitely.
2. The validity period of the bank card is calculated from the date of issuing the card. Look at the bank card below, and you can see two strings of numbers, one is 10/07, the other is 12/08, 10/07, representing the previous start date, and in 2007 it was 10/08.
First, how to solve the bank card expiration?
1. If the bank card has expired, you can take your ID card to the corresponding bank window and withdraw the money. Don't worry, you can't miss it. An expired bank card has no effect on the money inside. After the bank card expires, users can apply for card replacement or replacement at the offline counter of the issuing bank. However, some banks can apply for card replacement and replacement online, and they can withdraw money when they are ready. 2. Savings cards are divided into magnetic stripe cards and chip cards. The magnetic stripe card is valid for a long time (as long as the card is not eliminated, it can be used all the time). Chip cards and credit cards are valid. After the chip card and credit card expire, the bank will change the card for the user, and the business and funds of the original credit card will be transferred to the new card.
3. Savings card (debit card) is a card that can access cash, transfer and remittance, credit card consumption, collection and payment, asset management and other businesses. It has no credit limit, that is, you need to use your own funds for cash withdrawal, transfer and consumption, while credit cards have credit limits and can be consumed in advance.
Second, how to apply for a new card:
1. If the bank card expires, you can change it at the local bank outlet with your valid ID card and old bank card.
2. Generally, before the bank card expires, the bank staff will notify in advance, text message or telephone. If you want to renew your card, the bank will make a new card before it expires; If you don't want to renew your card, just cancel it.
3. There are two common types of bank cards: first, debit cards, most of which have no validity period, and a few have validity period; Second, credit cards have a service life, usually 3 or 5 years; The service life of a bank card is marked on the front of the card.
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