I didn't apply for a credit card but received credit card repayment information.

1, the mobile phone number is bound to someone else's credit card, and you received the text message.

2. The ID card information was fraudulently used by criminals and a credit card was processed.

First contact the customer service of Bank of Communications for confirmation, call the customer service number and then switch to manual, and report the ID number. Lock the card as soon as you have it. Guaranteed minimum loss.

Then the People's Bank of China made a credit inquiry.

Extended data

Example:

Receive a bank reminder

Ms. Yu is 26 years old and lives in Taipingshan Town, Changling County. Now she works in Changchun and is a doctor. Ms. Yu said: "On the day of 15, I received a phone call from my father saying that a notice of arrears had been mailed to my home. I still want to know why I never owe anyone money. " Upon inquiry, I learned that this bill was sent by the bank, which clearly stated that the credit card owed in her name was 13500 yuan, which would be paid off within one month.

Ms. Yu put down the phone and began to think that she had never had a credit card and would not overdraw more than 10 thousand yuan. This bill of 13500 yuan made her confused. Ms. Yu said: "My friend asked me if I was a scam, so I didn't have to pay attention to it, but the bill was mailed to my home, and the reminder said that if I didn't pay off my debt within one month, I would have a bad record, which would affect my credit in the future."

I have lost my ID card twice.

Just when the lady was at a loss, she suddenly remembered that she had lost her ID card twice. She wondered if someone else had taken her lost ID card and applied for a credit card.

She said: "I lost my ID card once in 2009. I lost it with my wallet, which contained two bank cards. The second time was last September. I lost my ID card in my friend's bag. " After the loss, I reissued my ID card, but I didn't report the loss of my ID card. It was useless to think about the new ID card, so I didn't think too much. Ms. Yu said: "Maybe I lost my ID card and someone else took it to get a credit card.

Phoenix. Com- I didn't apply for a credit card, but I received a bill for arrears.