What do you mean by giving up the loan?

How to cancel the loan between you and me?

Contact your customer service and apply for giving up the loan.

When giving up the loan, you need to pay attention to whether the bid is full and whether the funds have arrived. If you give up the loan after arrival, you will also charge a certain interest. It may also happen in the process of giving up the loan. When the funds have just arrived, it is necessary to negotiate with the platform immediately, otherwise the same interest will be generated. Moreover, giving up the loan can only be officially given up if the platform passes, and individuals cannot give up the loan operation.

1. What is the automatic cancellation of your loan?

This situation shows that the user's current loan failed, which may be because the user failed to pass the audit of the funder, resulting in the cancellation of the loan order, or because the current funder's quota is insufficient and there is no loan quota.

After this happens, it will generally be matched with another lending institution, and the user can wait for the loan again. Users are advised to maintain their comprehensive qualifications and credit in the process of loan review and lending. After passing the platform review, it is not necessary to lend money, and often the funder will review the comprehensive situation of users again.

Under normal circumstances, if your loan speed is extremely fast, it will take three working days, but when a large number of users are waiting for loans, lack of funds or holidays, the loan speed will be much slower and users need to wait patiently. Because the lending speed is determined by the system, manual intervention is impossible, so even if you find customer service, you may not be able to handle it.

Second, your loan has always shown that you can lend in lending?

Your loan belongs to the third-party loan platform. When applying for a loan, users need to match the appropriate financial loan from the employer, and the loan will not be issued until the employer has approved it. After the approval of the management, there will be a fund-raising process, which will take about 1-2 days. After signing the contract, it will take you and me about 3 days to get the loan. When there are too many users, the loan speed will also be affected, which may be 5-6 days. You can wait for the loan to arrive.

The excellent loan matching between you and me is basically stable, and the general loan will be successful, but the loan speed is busy. At present, your loan is provided by third-party financial institutions, such as Guangzhou Huijin Company and Bank of Shang Qi. Your loan application will be reviewed twice, once by the platform and once by the employer. Therefore, the approval of the platform does not mean that the loan 100% is successful, and whether it can be successful depends mainly on the results of the employer. If users match Shang Qi Bank and Guangzhou Huijin, the lending speed will be faster. Basically, you can get the loan after signing the contract on the same day. After all, Ji Rong is an old-fashioned loan product.

The loan application is basically a systematic review, and there will be no telephone call back. It belongs to pure online loan products. After the user submits the loan application, it usually takes seconds to refuse or seconds to pass, so the user must fill in the information carefully to avoid mistakes, because once there is an error in the computer review, it will cause seconds to refuse. You must fill in the phone number of the contact person. If the system does not recognize it, it will be rejected by the second one. You and I don't check the credit information of the central bank when applying for a loan, but we will check the credit information of 100 banks. If a hundred banks have poor credit information, it is very easy to be refused loans.

From the feedback, you and I have a high success rate in applying for the next loan, but the speed of the next loan is relatively slow, so the loan has always shown that the users in the loan only need to wait quietly.

What do you mean if I cancel the loan, I will be refused the loan?

Credit is reduced.

If the loan is cancelled unilaterally, it will lead to a decline in credit.

Risk refers to the uncertainty between production purpose and labor result, which has two meanings: first, it emphasizes that risk is expressed by income uncertainty; Another definition emphasizes that risk is represented by cost or uncertainty of cost.

How did your loan cancel automatically? You will understand after reading it!

You and I are an old platform that has been lending for a long time, and there are many collaborators. Someone asked, how did your loan automatically cancel? Then let's briefly talk about this problem for everyone, hoping to help after reading it.

How did your loan cancel automatically?

This situation shows that the user's current loan failed, which may be because the user failed to pass the audit of the funder, resulting in the cancellation of the loan order, or because the current funder's quota is insufficient and there is no loan quota.

After this happens, it will generally be matched with another lending institution, and the user can wait for the loan again. Users are advised to maintain their comprehensive qualifications and credit in the process of loan review and lending. After passing the platform review, it is not necessary to lend money, and often the funder will review the comprehensive situation of users again.

Under normal circumstances, if your loan speed is extremely fast, it will take three working days, but when a large number of users are waiting for loans, lack of funds or holidays, the loan speed will be much slower and users need to wait patiently. Because the lending speed is determined by the system, manual intervention is impossible, so even if you find customer service, you may not be able to handle it.

The above is the answer to the question "What is the automatic cancellation of your loan?". . Generally speaking, it may be that there is no approval or quota at present, so the loan order will be cancelled automatically if the loan fails. It is suggested that users can reapply and wait for matching loans from other investors.

What's the difference between your loan line being useless and temporarily unavailable?

The difference between your loan line not being used and temporarily not being able to borrow money:

The two are different. You and I can't use this credit line, because he just suspended your use of this credit line. You can contact customer service for complaint and recovery. But the temporary inability to borrow money is a direct restriction, and this cannot be appealed.