What should I do if Bai Hua issued a notice of prosecution after the time limit is 1068?

If the Alipay platform does sue, the user can negotiate with the platform before the trial after receiving the notice; If it has not been resolved before the trial, then you can actively respond to the lawsuit during the trial, including the current situation of your repayment difficulties and your willingness to repay. Don't deliberately ignore procrastination. The court that actively responds to the lawsuit will also coordinate the two parties. If you break the contract in the end, you are likely to be included in the list of untrustworthy people.

Although Alipay's post-loan collection is mainly based on telephone calls and text messages, there are few cases of prosecution, but it does not mean that it will not, and users should not take any chances. Generally speaking, if the user is overdue for more than 90 days, there is a great possibility of being sued, which is a serious act of dishonesty.

Precautions for expired flowers

Although the penalty interest of flower buds is more humane than that of credit cards, it does not mean that there is no cost at all. For overdue users, Huabai will charge a penalty interest of 0.05% of the unpaid amount in the current period. 0.05% doesn't seem like much, but since it is calculated by the day, it will be a big expense over time.

Overdue flowers will affect sesame credit. The level of sesame credit score is closely related to all activities of Alipay. If we repay Bai Hua overdue, the Sesame Credit Branch will be reduced, and our actions in Alipay will be restricted in the future.