The news from China Construction Bank has increased my credit card limit, but the inquiry limit has not changed. What happened?

There are two kinds of short messages for cash withdrawal by CCB, one is to temporarily increase the quota, and the other is to permanently increase the quota. If it is a short message that temporarily increases the limit, there is generally no need to reply, that is, to inform you that CCB has increased your temporary limit. Generally, before holidays in some countries, CCB will take the initiative to increase the temporary quota in batches for two months at a time. The short message will also indicate that it is temporary, and it is valid from March to March, and it will be improved immediately. But you can't find out when you check the credit line, because when you check, you will only say fixed line, and there is no temporary line. However, if we check the available quotas, we will add a temporary increase.

If it is a text message with a fixed limit increase, then this is a reply. The text message will say that CCB now invites you to increase the fixed limit of your credit card because your credit card is in good condition. If you agree to raise the fixed limit, you can reply within 24 hours to confirm that you agree to raise it. Then you should reply to the text message according to the content of this text message invitation. After that, CCB will review and adjust your card in about 3 working days. If it is adjusted, it will send you a text message telling you how much the card has been adjusted.