Is personal credit inquiry updated in real time on the Internet?

It is not updated in real time. The central bank's credit report is updated once a month, and the credit reports of 100 banks are updated in real time.

Query method:

1, central bank credit report. You need to bring your ID card to the local central bank's outlets to inquire. The credit report will show the user's lending platform, loan amount, loan term, negative information and other data content in the past five years.

2. 100 bank credit reports. Open wechat and look for it casually: Feiyu check it quickly. Click Query, enter information and find your own credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can find their own big data and credit status, obtain various indicators, and find their own personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.