JD.COM Mall requires callers to negotiate repayment and send text messages. Can you receive it?

It's ok to send text messages, and generally, JD.COM Platform will call when it repays.

Generally speaking, if you can contact the borrower himself, you won't call the emergency contact. If the overdue period exceeds 10 days, you can contact the emergency contact person to remind the borrower to repay the loan as soon as possible. JD.COM's IOUs are overdue. Generally, a text message will be sent to remind the borrower to repay the loan on the first, third, fifth, seventh, tenth and fifteenth day after the payment is overdue. If the payment is not made after the SMS reminder, they will call to collect it. If you don't pay back the money all the time, it will affect your personal credit or be sued.