The bank card was cancelled. Can money be transferred?

If we transfer money to the cancelled bank card, don't worry at this time, because it is impossible to transfer money to the cancelled bank card account. After all, this is an invalid account of the bank, and generally the transferred funds will be automatically returned to the account within 48 hours. If the returned transfer funds are not received within 48 hours, the cardholder can call the customer service of the bank for consultation, or bring his ID card and bank card to the bank outlet to find out clearly and help the staff get back the funds.

If you want to cancel your bank card, there are mainly the following procedures:

Step 1: Bring all relevant information to the bank business hall.

If you want to cancel your bank card, you need to bring your ID card and bank card to the bank outlet. If you have opened personal online banking, you should also bring your network shield and online banking secret card.

Step 2: Line up to get the number.

Consult the lobby staff to obtain the business number of bank card cancellation.

Step 3: Submit the information and the staff will verify their identity.

At the counter, first apply to the staff for cancellation of the bank card, and then hand over the documents to the staff. The staff will verify your identity information, such as entering the bank card password and receiving the mobile phone verification code, and sign the business confirmation form.

In the meantime, the staff will also check whether there is any balance in your bank card. If there is a balance, you need to take it out first or transfer it to another bank card account.

Step 4: Cut the card.

After you sign, the staff will cut the card for you. After completing the steps of cutting the card, the bank card will be cancelled and cannot be used again in the future.

Step 5: Get back the bank card and related documents.

After card cutting, the staff need to make a copy of the information, and then return your relevant documents, as well as the signature sheet and card cutting, thus completing the whole process of canceling the bank card.

How long will the bank card be automatically cancelled when it is not used?

Every bank has different rules for automatic cancellation of bank cards. For example, if the debit card of Bank of Communications has not been traded for two consecutive years and the balance is 0, Bank of Communications will automatically cancel the card. If the balance in the agricultural bank card is zero and there is no transaction record for more than one and a half years, it will become sleep card. Sleep card has been going on for 5 years or more, and there is no transaction. If the balance in the card is less than 65,438+00 yuan, the Agricultural Bank will automatically cancel the card.

Users are advised to call the issuing bank to inquire about the specific cancellation regulations to avoid their bank cards being automatically cancelled because they have not been used for a long time.