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How to unlock the transaction limit of Guangfa Bank?
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Commodity trading refers to the limit on the number of futures contracts that everyone can buy or sell every day in the futures market. The transaction limit of each credit card used by the cardholder shall be granted by the issuing bank according to the credit status of the cardholder. Business exceeding the trading limit can only be accepted by special merchants and business institutions authorized by the issuing bank. The trading limit of specialized banks is stipulated according to the transaction type and card type. In a sense, the transaction limit is actually the authorized limit of special merchants or commercial organizations, that is, credit card transactions exceeding the authorized limit must be authorized.
First of all, it must be explained that Alipay has no quota setting function, so you can spend as much money as you have. It can only be said that when users pay a certain amount, they need to use the verification code bound by the mobile phone. Some banks have payment limits. When you pay with Alipay, if the balance is not enough, you must recharge it. Every bank has a daily limit. At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 200 yuan and the daily accumulated amount exceeds 600 yuan (this limit has been set at present and cannot be modified). Alipay will implement SMS charging system from 20 14 65438+ 10/month 1. Users who open SMS notification are required to send verification code for each payment, and charge 0.6 yuan/month every month. If they don't open the verification code for each payment, and the single payment amount reaches 500 yuan, and the daily cumulative consumption exceeds 1000 yuan, the verification code sent is usually free. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. Credit card, usually called credit card, refers to the credit card that the issuing bank gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay.
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