What is this 0.01 yuan?

By judging whether the mobile phone number that received the text message has applied for a credit card after applying for it. If you applied for a credit card after the mobile phone number was activated, it is recommended to check whether there is any outstanding balance on the credit card, even if it is only 0.01 yuan. Check your credit card. If you don't repay the 0.01 yuan, you will be listed in the credit report. After a long time, you will be on the credit report blacklist. If the card is not your own, you can use the mobile phone number you received the text message to call the bank to check whether the credit card bound to the mobile phone number is yours. If not, just cancel the binding of the mobile phone number