I can't wait for the loan to be postponed for a week! The official response is this. ...

Ian. Com understands that a number of cross-border collection companies have recently issued notices on delaying the filing of Wish. An email sent by a cross-border payee to the seller shows, "Upon receipt of the Wish notice, the settlement of Wish funds originally scheduled for September 1 will be delayed, and it is expected to be completed as soon as September 10, Beijing time. You can withdraw cash after successful entry. I suggest that you make financial arrangements in advance, and thank you for your support and trust. "

It is understood that the official reason given by Wish is that "the US dollar and the RMB are adjusted at the same time". At present, table tennis and Yilian have officially announced the extension. According to insiders, it is not a case that all Wish cooperative collection companies delay filing.

Ian. Com verified this with Wish, and Wish replied, "Please rest assured that the payment will be paid to the merchant within the usually estimated 5-7 working days. Since September 2 (Monday) is an American holiday, the loan process will be slightly delayed, but the merchant should still expect to receive payment within 5-7 working days. "

Delaying the loan is really not a good signal. When the loan is delayed for one week, many sellers speculate: Will it become normal to delay the loan afterwards?

Some sellers have said that "it is too difficult to delay for a week", "when the rice is cooked" and "a lot of money will be paid back". Some sellers are also worried that the announcement means that 10 may not be able to lend money? Some sellers also said, "The founder bought a luxury house with a total amount of150,000 US dollars, and the platform loan was delayed by 10 days." "The seller will be fined for delaying delivery, and will the platform pay interest on deferred payment?"

Some people in the industry read that "Wish started to make money on March 3, and each processor needs 5 working days, which is 7 working days." Some insiders believe that at present, delaying lending will not be normal, and it may only be temporary. Because this wish payment involves RMB and USD, and the previous settlement only involves USD, not RMB.

Someone in the industry calculated an account, and he said, "When the loan 10 was issued, it was originally settled at the exchange rate of about 7. 15, and now it is only settled in RMB at the exchange rate of 6.75, which means that every time the seller sells 1 USD, it will lose 0.4 RMB." He also said, "Originally, the seller has arranged the settlement time with the supplier according to the lending rhythm of the platform. Delaying the loan to 10 now will expose the seller to the risk of default with the supplier, and when the seller enters the platform, there are clear terms in the background stating that the loan will arrive within 3 to 5 working days. "

Besides, Ian. Com reported that a large number of Wish sellers were closed and their payment was temporarily withheld, and many sellers wanted to know the latest progress. According to a seller who violated the misleading policy of the platform, after being fined, he was also temporarily detained with huge sums of money. He revealed that he is now in a state of "there is no road in the sky, no road in the ground, his hair is white, and every day is Lacrimosa".

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