Handling and use of CCB official cards.

First, the official card of CCB generally does not accept individual applications. It must be submitted by the unit where the civil servants or personnel of relevant institutions work, and then the civil servants who need to handle the behavior need to apply for official business cards. Only take door-to-door handling, and do not accept sporadic applications from the society.

Second, first of all, the unit needs to sign a card agreement with CCB, and the text is provided by CCB. Secondly, the unit issues a list of card-handling personnel, which is stamped with the official seal, with the unit code content on it. Then, everyone on the card list fills in the official card application form and submits it to CCB for collective handling.

Third, business cards must be handled collectively. Only when one person's card is added will there be cases of individual handling (for example, the card handling unit adds or transfers personnel), but the required materials are the same as those for collective handling.

Fourth, the issue of business card staging. It depends on your local official card agreement or whether the card bank promises this discount. Generally, the handling fee rate will not be reduced. Usually it's just an annual fee-free discount. Please consult the card bank of CCB for details.

Extended data:

Business card is the abbreviation of central budget business card. According to the relevant provisions of the Notice of the Ministry of Finance and the People's Bank of China on Printing and Distributing the Interim Measures for the Administration of Official Cards of Central Budget Units (Caiku [2007] No.63), the staff of Central Budget Units must hold and use them, mainly for daily official expenses and financial reimbursement business, taking into account private consumption, and cannot apply for supplementary cards. On September 27th, 20 12, the Ministry of Finance issued a notice to fully implement the official card before the end of 20 12.

The so-called official card refers to the credit card held by the staff of the financial budget unit, which is mainly used for daily official expenses and financial reimbursement. The scope of funds for business card consumption mainly includes travel expenses, conference expenses, entertainment expenses and sporadic purchase expenses.

Business cards, like ordinary bank cards, have the attributes of credit consumption and have the unique attributes of financial management. It can combine the relevant requirements of financial management with the unique advantages of bank cards, and it is a new financial management tool and means. At the same time, the official card has the basic attributes of a general bank card, and it is free of interest to withdraw cash.

It has the same attributes as credit consumption.

That is, business cards, like other credit cards, can be paid and settled conveniently and quickly by cardholders, and form relevant consumption information. In this sense, the official card belongs to the category of bank card and is a modern payment and settlement tool.

Business cards have special management regulations different from ordinary bank cards in terms of card type selection, quota setting, organization bid, settlement reimbursement, payment and settlement information management, etc. Therefore, business cards belong to the category of financial management. These two attributes of the official card are inseparable, and it cannot be simply understood that the official card is a settlement tool instead of cash payment.

As a new way of official settlement, the operation of official card can be summarized as "bank credit line, personal card payment, unit reimbursement and repayment, financial monitoring".

In the future, employees who go out for business consumption can pay by credit card instead of borrowing cash in advance, and get invoices and credit card vouchers (that is, bank receipts). For example, employees who go out for business consumption can pay by credit card instead of borrowing cash in advance, and get invoices and credit card vouchers. When they come back from a business trip, they can apply for reimbursement from the company's finance. After the company's financial review is correct, the reimbursement will be directly transferred to the employee's business card account.

References:

Ten questions and ten answers guide the correct use of official cards-People's Daily Online

Business card-Baidu Encyclopedia