Urgent! Wait online. Yesterday, I applied for the Yanhuang Card of China Everbright Bank online. I received a text message this morning saying that I passed the preliminary examination.

Face-to-face card signing is mainly aimed at applicants applying for credit cards online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the applicant himself submitted the application materials.

Therefore, in order to meet the regulatory requirements, the issuing bank will send a short message to the applicant to inform him that he has passed the preliminary examination, and he needs to go to any branch of the issuing bank for face-to-face signing with his ID card within the specified time.

Tip: Matters needing attention in handling credit cards:

1. Fill in the personal guarantee information clearly;

2. The applicant unit and the guarantor unit must be stamped with the official seal of the unit;

3. The guarantor must be at least 25 years old, and the guarantor must have a valid personal identity certificate and a stable source of income;

4. Husband and wife cannot guarantee each other;

5. The "valid certificate" in the application form must be affixed with a copy of the ID card of the applicant and the guarantor;

6. The applicant and guarantor must sign the application form in the form of unit guarantee.