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How to check the progress of credit card application in China Bank?
You can log on to the website of Bank of China, and then find the online credit card application service, enter relevant information and make inquiries.
Pay attention to the "bank credit card" of WeChat official account, and you can check the application progress in "My Card" and "Card Processing Progress Query".
Call the credit card customer service hotline and inquire according to the self-service voice menu prompt.
Financial strategies for using credit cards:
Control the number of credit cards, enough is enough. Once there are too many credit cards, it is easy to get the wrong repayment date of this card and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.
Keep the credit card voucher. Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.
Reduce cash withdrawal. Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. Therefore, it is not cost-effective to use a credit card to withdraw cash as a passbook.
Choose the right credit card. The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.
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