Are there many college students cheated by telecom fraud in these years?

The reporter learned from China Bank that since 20 15, Guangdong Bank of China has successfully blocked 7 cases of telecommunication and online fraud. "I want to check the whereabouts of the funds in my debit card, and my tuition may have been cheated ..." Recently, in Nanhai District of Foshan City, a prospective college student, accompanied by his mother, hurried into a branch of China Bank Foshan Branch for help. According to the reporter's understanding, the student was caught in a scam because of receiving the fraudulent mail of returning books, and the tuition fee of 7800 yuan in the bank card was transferred away. With the assistance of the staff of China Bank Foshan Branch, the cheated tuition fees were successfully recovered. On August 25th 15: 30, a mother and son came to a branch of China Bank for consultation. While asking the bank to help check the account balance, he told the story of being cheated. According to my mother's memory, my son Zhu was a student who was about to enter the university in September of/kloc-0. At about 0/4 o'clock on the same day, he received an email from a book purchasing website, which clearly showed the name, amount, consignee's name, mobile phone number and other information of the book purchased by Zhu, and informed him that there was a refund for this purchase, and provided a link to handle the refund procedure. Zhu didn't doubt it at that time. After clicking the refund link, he entered an interface similar to the book buying website. The interface requires you to enter the bank card number, withdrawal password and SMS verification code before completing the refund procedure. "It may be because the balance in the account is only 20 yuan. When I first entered the debit card number for buying books, the interface prompted the words' Unable to access the account, please contact the customer service staff in time'. " Zhu recalled. Therefore, Zhu immediately called the customer service staff displayed on the interface, and the "customer service staff" at the other end of the phone lied that the payment card number could not be used as a refund account, so Zhu re-filled his campus debit card number according to the above steps. However, more than an hour later, Zhu and his mother realized that they might be cheated and immediately rushed to the bank to inquire about the whereabouts of the account funds. The tuition fee of 7,800 yuan is transferred in two phases, and the bank staff checks the account flow, and the 7,800 yuan in Zhu Campus Debit Card is transferred in two phases. Reminiscent of several similar cases reported in the news recently, the bank staff recalled a financial platform fraud case they had handled, so they asked whether the mother and son had received text messages outside the bank. I didn't expect such a casual sentence to bring a turning point. Zhu recalled that he received three short messages from a financial platform, so he checked the relevant short message records under the guidance of bank staff. In order to verify the source of the wealth management platform and trace the flow of funds, the bank staff inquired that the wealth management platform was a direct selling wealth management platform owned by a bank in other provinces through the Internet, and immediately dialed the customer service hotline of the bank after confirming that Zhu's relevant information was provided for the wealth management platform, but the customer service of the bank said that it would give a reply within three days. Considering that Zhu's tuition fees may be transferred away in a short time, the bank staff once again combed the process and involved links of customers being cheated. Because of similar handling experience, bank staff all know that as a financial platform, they generally have their own mobile APP to facilitate customer operation. Thinking of this, the bank staff immediately downloaded and installed the APP of the financial platform. Under the guidance of bank staff, Zhu used his mobile phone number to retrieve the password of the financial platform and successfully logged into the platform. Upon inquiry, I was pleasantly surprised to find that the 7800 yuan that was taken away was "quietly" lying in a wealth management product of the wealth management platform, and the bound bank card was Zhu's campus debit card. After many twists and turns, the bank staff finally found the backwardness of the cheated funds. The bank staff immediately guided Zhu to redeem the cheated funds and successfully transferred them back to the campus debit card, and immediately revised the passwords of relevant bank cards and platforms for Zhu. Mother and son expressed their heartfelt thanks to the staff of China Bank Foshan Branch for "recovering" the cheated funds in such a short time. The bank staff said: "This fund has not been transferred for more than an hour. It is estimated that fraudsters want to get more money. I didn't expect that classmate to find out in time and recover the loss through the bank. " Reminder: Don't disclose personal information at will. Now is the "school season", and many students are gradually embarking on a new road to study, which is precisely the high incidence of freshmen being cheated. Fraudsters take advantage of students' ignorance and simplicity to set up various traps to cheat. In order to improve citizens' awareness and ability to protect funds and property, China Bank Foshan Branch has been insisting on popularizing financial knowledge to citizens. "When operating through online banking, you should pay attention to manually entering the bank official website to prevent logging in to phishing websites; Pay attention to protect your password and don't tell strangers the verification code of your mobile phone; It is necessary to verify relevant information in many ways. In case of suspicious circumstances, it is necessary to go to the bank counter to verify and verify in time. " Bank: Working mechanism of 24-hour emergency payment stop The reporter learned from Guangdong Branch of Bank of China that the bank promoted "three ones" to prevent telecom and online fraud, that is, "ask more questions in the lobby, pay more attention to security guards, and remind tellers once more", focusing on gullible groups such as women, middle-aged and elderly people, and actively prompting customers who make phone calls, make large remittances or transfers, withdraw time deposits in advance, and temporarily apply for online banking services. According to statistics, since 20 15, Guangdong Bank of China has successfully blocked all kinds of telecom and online fraud cases from 7 1. When a customer is cheated, it is very important for the bank to immediately help freeze the funds in the account involved. In order to prevent criminals from quickly transferring the funds involved after successful fraud, Guangdong Bank of China has established a 24-hour emergency payment stopping mechanism for the funds involved in telecom and online fraud, that is, before the public security organ issues relevant freezing documents, the account suspected of fraud is temporarily stopped according to the application of the cheated customer. At the same time, BOC established emergency mechanisms with Guangdong Provincial Public Security Bureau and local public security bureaus, opened up green channels, assisted public security organs to inquire and freeze accounts involved in telecom fraud 24 hours a day through fixed contact channels and liaison officers, and actively cooperated with public security organs to control stolen goods and recover them. In terms of customer emergency loss reporting and account emergency stop payment freezing, it is clear that it is handled by the counter during business hours and by the customer service center during non-business hours, and a 24-hour on-duty telephone is set up in the customer service center, and several seats are specially set up every day to deal with it quickly, so as to recover the customer's financial losses to the maximum extent. 20 15 10 15, the customer service center of China Bank received a phone call from the anti-telecom fraud center of Guangzhou Public Security Bureau, informing the victim of a fraud case to transfer120,000 yuan and 5.6 million yuan from a bank account to Guangzhou Tianhe Nanyi Road Sub-branch and Guangzhou Zhongshan Eighth Road Sub-branch respectively, requesting the assistance of Guangdong Bank of China. After receiving the alarm, BOC quickly coordinated the handling. According to the requirements of the public security organs, Guangdong Bank of China successfully frozen the transfer funds170,000 yuan, which protected the safety of most customers' funds and was commended by the public security organs. (Source: People's Daily Online)