I always get text messages about credit card overdrafts. I don't know. No credit card.

According to the problem description, this situation may be that the owner issued a credit card before the mobile phone number. At present, after many mobile phone numbers are abandoned, operators will automatically recycle them according to conditions and then release them. This led to some people with new mobile phone numbers inexplicably receiving some short messages. Do not rule out fraud. It is suggested that you can call Minsheng Bank's credit card customer service hotline to give feedback on the problem and ask how to solve it.