What materials does China Bank need to apply for personal car loan?

China Bank Personal Consumption Auto Loan Processing Data:

1. loan application (including the borrower's name, address and effective contact information);

2. The borrower's valid identification materials, and the married customer must provide both the spouse's identification materials and the marital status certification materials;

3. Proof of income/assets of the borrower;

4. Credit inquiry authorization (married customers including spouses);

5 car purchase agreement, contract or letter of intent signed with the dealer;

6. Certificates or documents required for guarantee (originals and photocopies are required), including but not limited to car purchase invoices and motor vehicle registration certificates; List of mortgaged (pledged) items and the certificate (signed by myself) that the person who has the right to dispose of it (including the property owner) agrees to mortgage (pledge); Certificate of ownership or use right of mortgaged property issued by the competent department, certificate of value of mortgaged property, and document that the borrower agrees to handle insurance for the vehicle (if necessary); Pledged goods shall be delivered with pledged goods or rights certification documents (if necessary); Basic information and financial certification materials of the guarantor (refer to the requirements of materials provided by the borrower), and the guarantor agrees to perform the guarantee contract of joint and several liability guarantee (if necessary) and relevant credit certification materials; Certification documents that meet the credit conditions of unsecured consumer loans (when necessary);

7. Relevant certificates that the down payment has been paid;

8. Other documents required by the institution.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.