How to use CCB's fast loan

China Construction Bank can withdraw cash by credit card if it successfully applies for e-loan. Generally, you will be notified by SMS within one working day.

(1) Log in to online banking and select the sub-item of Personal Loan-Quick Loan-I want Quick Loan.

(2) Select different products as needed and click Apply.

(3) Fill in the amount and duration of the loan application.

(4) Obtain the loan results in real time and sign the contract after online confirmation.

(5) Online shopping, credit card swiping and transfer can be used immediately after signing the contract. And it can be spent immediately.

It is understood that CCB Express Loan has created a brand-new loan model, and customers can complete the loan process by themselves only by applying online.

If the customer fails to apply for a quick loan from CCB, there may be two main reasons:

1. To apply for "quick loan", you need to be a personal online banking customer of CCB. If you have not become an online banking customer of CCB, or have not applied for the online banking shield of CCB, customers cannot apply for quick loans.

2. In the process of handling fast loans, you need to insert a silver shield. If there is no online banking shield, you can apply for a loan and get the loan approval quota, but you can't complete the whole loan process. At this time, you need to make sure that you have the silver shield with you.

Fast e-loan-online self-help micro-credit loan: loan amount: 1 0,000-300,000 yuan; Loan term: the longest is 65,438+0 years, which can be recycled. Loan issuance: you can withdraw cash independently; You can shop on the domestic e-commerce website and pay with the "loan account" in online banking payment; You can use the debit card of the fast loan sign to swipe your card at the merchant POS. Financing e-loan-online approval, offline signing loan amount: 50,000 yuan-5 million yuan loan term: up to 5 years, recycling. Loan disbursement: you can shop on the domestic e-commerce website and use the "loan account number" in online banking payment; You can use the debit card of fast loan sign to swipe your card at the merchant POS; Payment can be made by transfer after providing corresponding materials as required.

"Quick loan" is a full-process online self-help loan for individual customers launched by CCB. Customers can complete loans online through electronic channels of CCB, including real-time application, loan approval, contract signing, withdrawal and repayment. Customers can self-service through CCB mobile banking, online banking and intelligent teller machines. Loan target: individual CCB customers with good credit may get credit lines as long as they handle business in CCB (such as saving money, purchasing wealth management, national debt, funds, loans, paying wages, etc.). ), and the more business they handle, the higher the credit line. CCB needs to apply for a quick loan from the bank.