Why don't bank cards cost money and mobile phones send text messages?

Reasons why there is no SMS reminder for bank card consumption;

1. The transaction amount is lower than the sending start amount set by the branch or yourself;

2. SMS notification service is in arrears, and it is necessary to pay the arrears;

3. Sending SMS messages to mobile phone accounts with agreed repayment and repayment in batches by credit cards will be delayed, which will also lead to the failure to receive SMS reminders;

4. The mobile phone number was registered incorrectly when it was opened or has been changed during the use time;

5. The operator's network failed, the mobile phone number was blocked, and it was not in the service area at that time.

Industry status:

201February 2, 200514 annual payment system report released by China people's bank shows that by the end of 20 14, 4.936 billion bank cards had been issued nationwide, an increase of17.5438+03 over the end of last year. Among them, 448,654.38 billion debit cards and 455 million credit cards were issued. The data shows that by the end of 20 14, China had 3.64 bank cards per capita, an increase of 17.04% compared with the end of last year. For details, please refer to "In-depth Investigation and Prospect Report of Bank Card Industry in China". Among them, 0.34 credit cards were held per capita, an increase of 17.24% compared with the end of last year. The per capita possession of credit cards in Beijing and Shanghai is still much higher than the national average, reaching 1.7 and 1.33 respectively. The report shows that China's credit card credit scale has grown moderately, and the credit utilization rate has continued to rise. By the end of 20 14, the total credit granted by credit cards was 5.6 trillion yuan, up 22.5% year-on-year. The average credit line of credit cards was 1.23 million yuan, and the credit utilization rate was 4 1.69%, which was 1.4 percentage points higher than the end of last year. The total outstanding credit of credit cards overdue for half a year was 35.764 billion yuan, an increase of 65.438+0.0572 billion yuan or 465.438+0.97% compared with the end of last year.

On March 8, 20 19, the central bank released an overview of the 20 18 payment system. By the end of 20 18, the number of bank cards in use in China was 7.597 billion. Among them, the number of credit cards and debit cards used was 686 million. The average person in China has 5.46 bank cards, and every two people have a credit card and a debit card. In addition, the scale of bank card credit increased moderately, and the proportion of outstanding credit overdue for half a year decreased. By the end of 20 18, the total credit line of bank cards in China was 15.4 trillion yuan, with an average credit line of 22,400 yuan. The total outstanding credit of credit cards overdue for half a year was 78.86 1 100 million yuan, accounting for 65.438+0. 16% of the credit balance of credit cards, which was 0. 18 percentage points lower than the end of last quarter.

20 19 on April 22nd, China unionpay released the report on the development of bank card industry in China (20 19). According to the report, in 20 18, the online transfer transaction of UnionPay further increased its share in the global bank card clearing market and continued to rank first in the world. At the same time, the scale of bank card issuance and acceptance has been further expanded. The global card issuance volume of UnionPay cards exceeded 7.59 billion, and the global acceptance network of UnionPay cards has been extended to 174 countries and regions, covering more than 53.7 million merchants and 2.86 million ATMs, and the value-added services with cards have been continuously enriched.