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What does it mean that Bank of Communications and Mobile Banking display the most wrong channel passwords?
Characteristics of mobile banking:
1. Mobile banking is not telephone banking. Telephone banking is a banking service based on voice, while mobile banking is a banking service based on SMS. The business handled by telephone banking can be realized through mobile banking, and mobile banking can also complete the second transaction that telephone banking cannot realize;
2. The bank can pay the telephone, water and electricity charges on behalf of the user, but it is generally confirmed by the user before transferring money. Because mobile banking uses SMS, users can receive the information sent by the bank at any time when they open their mobile phones, so they can confirm the transfer anytime and anywhere.
3. Compared with WAP online banking, mobile banking has outstanding advantages. Mobile banking has a huge potential user base, and it can only be operated after being confirmed by SIM card and account double password, so it is safe.
4.WAP is an open network, and it is difficult to ensure that it will not be attacked during information transmission; In addition, the real-time performance of mobile banking is good, and the turn-back time is almost negligible, while WAP needs to be always online to get the same service, which will also depend on many uncertain factors such as network congestion and signal strength.
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