Is there a handling fee for Ping An Bank's mobile phone transfer?

Not tall. At present, the loan execution interest rate below 6% is not high. The general annual interest rate for loans with a term of more than five years is 5.88%.

The latest benchmark interest rate for deposits and loans in September 2021:The latest bank interest rate and the latest adjustment list of bank deposit and loan interest rates in September 20021Bank Information Port learned that the People's Bank of China has decided to lower the benchmark interest rates for RMB loans and deposits of financial institutions from September 24, 200215 to further reduce the financing costs of enterprises.

Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to 1.5%.

The People's Bank of China decided to lower the benchmark interest rates of RMB loans and deposits of financial institutions from September 24th, 20 15 to further reduce the social financing cost. Among them, the benchmark interest rate for one-year loans of financial institutions was lowered by 0.25 percentage points to 4.35%; The benchmark interest rate for one-year deposits was lowered by 0.25 percentage point to1.5%; The benchmark interest rates of other loans and deposits and the lending rates of the People's Bank of China to financial institutions are adjusted accordingly; The interest rate of individual housing provident fund loans remains unchanged. At the same time, commercial banks and rural cooperative financial institutions are no longer allowed to set a floating ceiling on deposit interest rates, improve the formation and regulation mechanism of interest rate marketization, strengthen the regulation and supervision of the interest rate system by the central bank, and improve the transmission efficiency of monetary policy.

Starting from that day, the RMB deposit reserve ratio of financial institutions will be lowered by 0.5 percentage point, so as to keep liquidity in the banking system reasonably abundant and guide the steady and moderate growth of money and credit. At the same time, in order to increase the positive incentives for financial support for "agriculture, rural areas and farmers" and small and micro enterprises, the deposit reserve ratio will be reduced by 0.5 percentage points for eligible financial institutions.

The benchmark interest rates for other grades of loans and deposits will be adjusted accordingly. (This interest rate is 202 1 the latest bank interest rate in September, the new benchmark interest rate for bank deposits and loans)

The bank information port specially reminds that the deposit and loan interest rate of individual housing provident fund has not decreased.