My mobile phone number is called by various loan companies every day. How can I stop them from calling?

I'm studying financial law. According to your request, it's actually very simple. The first online loan company called you. If there are more than five calls a day, you can report harassment from 7 pm to 9 am. First of all, you need to ask your friend to answer the phone of the online loan company. Second, you need to tell the loan company's collection staff what credit institutions they belong to and what is their relationship with borrowers. Why should I call you? If the borrower fills you as an emergency contact, then you tell the collection company not to harass frequently. Otherwise, they will call the police and tell them they are calling the police. They violated personal privacy and should be liable for compensation.

I just took out a loan for four months. At the beginning, 5 to 8 people took 20 thousand, and now 20 to 30 people take 78 thousand! Every day is debt repayment day, which is very painful. I can't eat or sleep every day. I'm thinking about how to repay tomorrow, and what to do if the address book is exploded. Now I finally can't hold on, and it broke out in an all-round way. One by one, I'm overdue. I am ready in my heart. I can't rob Peter to pay Paul any more. I'm too tired to live. I wish I were dead. I still answer the phone every day. "In a word, no money, no hurry."

Now there are more and more old buddies who owe money and don't pay it back, but this does not affect the rapid increase of such people. If you don't believe me, just look at the increasingly hot platform. After all, you can get money without doing anything, so why not? The right in the next paragraph should be paid, but you can't afford it in the future. Solicitation should also be heart-to-heart.

Well, tell me about my experience.

I used to work part-time outside school when I was studying. At that time, I added several colleagues' WeChat. I haven't contacted anyone for a long time, but I saved my number in my mobile phone. I never thought about it, so I got caught. . .

I started receiving text messages and phone calls a few months ago, saying that someone owed money or something. Oh, my God! I can't remember this man's name unless he mentions it. And then threatened to change my number or something if I didn't behave well. As soon as I heard it, alas, the young man was very angry when he came up. Without saying anything, I left my cell phone, plugged it in, and let him play enough. In the next few days, when this happens, I will put the phone down, then stop talking, and then hang up when he gets bored.

Finally, one day I was bored, and after a few days of silence, the phone rang again. When I think it over, I'll try it. I have nothing to do anyway. When I connected, I heard the voice. Oh, it's a girl I talked with her patiently for a while. At first, she threatened me with righteous words, but when I was in a good mood that day, I ignored her and slowly chatted with her. From that unfamiliar place, I talked about life ... yes, that's right, I really talked about life.

"How did you get into this business at a young age? If someone beats you and scolds you, you will feel better. " This girl still knows something. She told me, "There's nothing I can do. I have no education and skills. When the waiter is too tired, he can't earn much money. " Everyone else works in the office and gets a good salary every month. ""that you can't do this, later met a you like, or arranged a blind date at home, people ask you what you do, what do you say? Tell people you have to pay? This is too embarrassing. " ...

Later, we added WeChat to each other, and she told me that my number was very famous in their place. A number that can always be answered in seconds, but calling it is definitely a waste of telephone charges, which is very worrying. Oh, I didn't expect that. This is a windfall. After all, I hate those harassing phone calls. Since this operation, there have been fewer telephones (now there are none). Of course, I persisted for a long time and consumed more energy than them. Although I received a lot of spam messages, I blocked them automatically.

The other day, that girl told me that she resigned, and that job really didn't suit her. I said, "You should have figured it out a long time ago. I really admire you for staying so long. " She came to my house to play the other day. We are not far away, and the train can arrive. I showed her around, so I made a friend.

I just want to tell you this experience. Depends on how you look at this kind of thing. No matter how busy and threatening he is, it's no use to you. You didn't borrow money. The only influence on you is harassment. Be thick-skinned, ignore what you should ignore, put your phone on if you can answer it, and be silent if you can't. Occasionally treat this harassment as a heart-to-heart chat. Usually when you are in a bad mood and have no place to vent, you will start cursing at harassing calls and then hang up in one breath.

This is a job that requires more patience. At most, he threatened to let you change your number and then use your mobile phone number to help you register more than n loan platforms. By the way, once the collector even threatened me with the court, and I told him directly, "Then send it to XX Law Firm for me and my place of work."

I've met these before, so just look at them in a different attitude.