The mortgage of ABC was not deducted until 12 in the afternoon.

The mortgage deduction time of ABC is not fixed at 12. The user needs to transfer the amount to the account one day before the deduction date. If the bank automatically deducts money on the deduction date, it can deposit the corresponding amount before zero on the repayment date. Generally, banks will deduct money after 8 am on the deduction date. The bank will not notify in advance when deducting money, and the user needs to deposit the mortgage into the bound bank card in advance. If the amount on the day of deduction is insufficient, it will affect personal credit. The bank will send a text message to remind the user to deposit before 24 o'clock the next day, and the system will automatically deduct the money. If the deduction is successful the next day, it is not a breach of contract.

1. The repayment time of individual housing loans is as follows: As the bank has a large amount of individual housing loans, the system takes a long time to deduct. In order to avoid affecting the customer's credit record, according to the Personal Housing Guarantee Loan Contract, the repayment person should deposit an amount sufficient to repay the current loan principal and interest before each repayment date 17:00. If the funds in the repayment account are insufficient to repay the current loan principal and interest, it shall be treated as overdue in principle. Please consult the loan bank for details. At present, the bank's wealth management, loans, payments and other bulk businesses are deducted within the agreed date. It is recommended that you ensure that the repayment amount is received before the agreed date 17:00. For example, the 20th of each month is the repayment date stipulated in the contract, and you need to deposit the principal and interest of the current loan into the repayment account at 17:00 before the 20th of that month. (20th, deposit the current loan principal and interest into the repayment account. If the repayment is overdue, the system will not deduct the money. Tip: The deduction date of individual housing loan will not be postponed on Saturday, Sunday and legal holidays, but it can be deducted normally.

2. Under normal circumstances, it will be deducted twice on the day of repayment, the first time in the morning and the second time in the evening. Deduction formalities shall be handled before 24: 00 pm on the repayment date. Most banks deduct money between 0 am and 6 am; The tax deduction time at night is generally around 19 or 17 to 2 1. In case of special circumstances, such as holidays, it is likely to be postponed, usually. If you bind a bank card and sign an automatic debit agreement with the bank, the bank system will automatically debit your repayment card on the specified repayment date. However, the deduction time of the banking system is generally uncertain. The specific situation needs specific analysis, and the deduction time of different banks may be different. In order to ensure that the banking system can successfully complete the deduction procedure and repay the monthly payment of last month on the repayment date, the borrower must ensure that there are enough funds in the repayment card to repay the loan on the repayment date. If the balance shown on the repayment card is insufficient, you'd better make up enough funds with your bank card before the repayment date to ensure the smooth completion of the repayment procedure.